20860 Thistle Leaf LN, Estero, FL, 33928 | $869,000

The highly sought-after Olympia floor plan by GL Homes delivers refined luxury designed for the modern, busy family. Recently built and impeccably upgraded, this exceptional residence showcases designer lighting, curated custom wall finishes, elegant millwork, wide-plank white oak flooring, quartz countertops, and a bespoke speakeasy-style wine nook—each detail thoughtfully selected for both beauty and function.

The expansive floor plan offers space to gather, work, and unwind with ease. A rare main-level bedroom with a full bath provides ideal flexibility for guests or multigenerational living. Two sophisticated family rooms—one upstairs and one downstairs—allow everyone their own retreat, while a large private office with French doors creates a quiet, work-from-home haven. In total, the home features 4 generously sized bedrooms, 5 full bathrooms, and nearly 4, 000 square feet of beautifully appointed living space!!

Outdoors, the private western-facing backyard is framed by mature flowering trees and offers a deep, grassy lawn—perfect for play, pets, or sunset entertaining. A 3-car garage with mudroom entry keeps daily life organized, while soaring ceilings and oversized closets add to the home’s airy, luxurious feel.

Additional highlights include natural gas cooking, hurricane-rated doors and windows, low HOA fees, fencing permitted, and no flood insurance requirement—practical luxuries that truly matter.

Set within an amenity-rich, resort-style community, residents enjoy a pool and spa, yoga room, indoor sports court, fitness center, fire pits, playground, tennis, bocce, and pickleball. Ideally located just minutes from I-75, RSW Airport, FGCU, Hertz Arena, Publix, Miromar Outlets, and Gulf Coast beaches—this home offers seamless living for families who value time, comfort, and elevated design.

Features

  • Amenities: Basketball, Billiards, Bocce Court, Clubhouse, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Gated, Tennis
  • Bedrooms: 4
  • Baths: 5 full
  • Laundry: Inside
  • Year Built: 2024
  • Garage: 3-car Deeded, Driveway Paved, Garage Door Opener, Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fan(s), Central Electric
  • Basement: Ceiling Fan(s), Central Electric
  • Approx Sq. Feet: 4,430
  • Acreage: 0.14
  • Est. Taxes: $10,530
  • Lot Desc: Regular
  • View: Landscaped Area
  • Elem. School: SCHOOL CHOICE
  • Middle School: SCHOOL CHOICE
  • High School: SCHOOL CHOICE
  • Pet Policy: With Approval
  • Appliances: Gas Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Washer
  • MLS#: 226006702
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/226006702/20860thistleleafln_estero_fl?source=qrflyer
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Frank DuranteSales Associate

203.241.5821

frank.durante@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12578

203.520.1925

Laurie.Berger@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance

203.561.0013

Rosemarie.DePasquale@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20860 Thistle Leaf LN, Estero, FL, 33928

$869,000

Frank Durante

Sales Associate

William Raveis Real Estate

Phone: 203.241.5821

frank.durante@raveis.com

Laurie Berger

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.520.1925

Laurie.Berger@raveis.com

NMLS Mortgage Loan Originator ID 12578

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $695,200 $695,200 $695,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 5.972% 5.846%
Monthly Tax Payment $878 $878 $878
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,893 $4,112 $5,727
Total Monthly Payment $4,863 $5,082 $6,697

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.