This lovely 3 bedroom, 2 bath village home awaits your new ownership! Stroll up the thoughtfully paved walkway to the covered lemonade front porch. Formal living and dining rooms feature hardwood flooring and great views of the large fenced in yard. While cooking in your newly renovated kitchen, featuring striking granite counters, and LG refrigerator, you can converse with family and friends seated in the solarium shaded by elm trees. Pantry of kitchen gives ample space for kitchen accessories and goods. The fully fenced back yard is private and a great space to relax on a warm summer evening. Upstairs, primary bedroom is sizable and has space for a king bed. Beautifully renovated bathroom features radiant heat flooring, walk in shower, and neutral decor. The third floor is a wonderful bonus area and can be a playroom, art studio, media room, yoga/ workout room, office space, or whatever you can imagine. Village location is close to all shopping, great restaurants, town pool, parks, bus, train, houses of worship, and more. Ramapo is home to world class golf, hiking, fishing, and so much more. This location is close to Route 17 shopping. Recent upgrades include, kitchen 2022, bathrooms 2015/2017, water line (street) 2024, sidewalk 2024, full house water filtration sysem (self-cleaning/filterless. Custom window treatments and blinds will remain. Come and make this wonderful home yours! This home is zoned 2 family and could be legally converted back to it's original state.
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$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $556,000 | $556,000 | $556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $908 | $908 | $908 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,157 | $3,330 | $4,470 |
| Total Monthly Payment | $4,157 | $4,330 | $5,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.