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Motivated seller!
Welcome to Silverthorn’s hidden gem. . . this coveted cabana-style home is tucked away on one of the community’s few peaceful cul-de-sacs, offering an extraordinary blend of privacy, elegance, and Florida living at its finest. This stunning home redefines the concept of indoor-outdoor living — a true entertainer’s dream!
This one is all sun, sand and sea! Step inside your front doors, and you’ll be welcomed by a courtyard pool oasis, at the heart of the home, providing a seamless flow between the main residence and the guest wing. Additionally, you'll find the stylish Casita, perfect for overnight guests, in-laws, or a private home office retreat. Unique to this property, the knock-down wall design allows you to open the pool area to enjoy lush tropical gardens, filling the space with light and fresh air while maintaining your perfect sense of privacy.
All living areas of the home open up to the central cabana/pool area. . . talk about dinner with a view! Living areas are large and light-filled. The rear of the home boasts a 3-seasons room with a wall full of windows, allowing so much natural light to flow in. The bonus flex room overlooks the serene Par 3 #15 golf hole, offering one of the most picturesque views in all of Silverthorn — the ideal spot for morning coffee or evening sunsets. Whether hosting a lively party or enjoying a quiet afternoon swim, this home is designed for those who love to live, relax and entertain effortlessly. You'll also appreciate the efficiency of this home - paid-in-full solar and newer appliances keep utilities low.
Beyond your front door, the Silverthorn community offers a warm and social lifestyle — from its vibrant pickleball community to the challenging golf course that winds through rolling greens. Excitement is in the air as the new Silverthorn Bar & Grille owners revitalize the heart of the neighborhood, bringing back a local favorite spot to gather with friends for casual beverages, delicious dinners and community connection. Silverthorn provides the perfect blend of having all conveniences - shopping, dining, all that Nature Coast has to offer - within minutes, while still enjoying a serene, quiet neighborhood feel.
Come take a look at 15198 Surrey Bend and you'll quickly realize that this is not just a home - it's your own personal Florida retreat.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $642 | $642 | $642 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,712 | $2,863 | $3,819 |
| Total Monthly Payment | $3,446 | $3,597 | $4,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.