3393 BLUFF OAK LANE, Sanford, FL, 32771 | $549,990

NEW PRICE !! Find your perfect sanctuary at 3393 Bluff Oak Lane! This exquisitely enhanced Toll Brothers Wilmot Farmhouse model stands as a testament to quality construction, built in 2022 with 2, 226 square feet of thoughtfully designed living space. Nestled within the prestigious gated Riverside Oaks community in Sanford, this remarkable property provides exclusive access to Lake Monroe and the St. Johns River. This exceptional 3-bedroom, 2-bathroom residence features a versatile flex room and spacious 3-car garage, masterfully combining contemporary convenience with family-focused functionality through its open-concept layout. The welcoming covered entrance and foyer corridor seamlessly flow into expansive main living areas that immediately embrace you with warmth and sophistication. The expertly designed kitchen showcases a generous center island with breakfast bar seating, abundant counter space, ample cabinetry, and a walk-in pantry featuring custom-designed shelving. The great room flows effortlessly toward bright sliding glass doors that lead to a screened patio with extended pavers and a fully fenced backyard— perfect for entertaining friends and family. The elegant primary bedroom suite boasts a large walk-in closet with custom-built storage, a spa-inspired bathroom featuring dual vanities with dressing space, a glass-enclosed shower, and a private water closet. Two additional bedrooms offer generous closet space with convenient access to a full hallway bath. Additional highlights include a flex room perfect for office use or guests, a custom-built entertainment bar, designated drop zone area with built-in cabinetry, and a centrally positioned laundry room with built-in storage. Riverside Oaks residents enjoy exclusive resort-style amenities featuring gated security entrance, community pool, dedicated dog park, children's playground, and exclusive boat ramp providing direct access to Lake Monroe and the St. Johns River. This prime location puts you close to Historic Downtown Sanford, Sanford International Airport, waterfront restaurants, picturesque walking trails, unique shopping venues, recreational parks, and main highways leading to world-renowned attractions and coastal destinations. This property delivers an unparalleled luxury lifestyle within one of Central Florida's most coveted private communities! For those seeking a contemporary, move-in ready residence, your search ends here. Seize this extraordinary opportunity—arrange your personal viewing today and witness this magnificent home for yourself! The property includes a transferable termite protection plan and may feature audio/visual monitoring systems. **Seller is offering a lender-paid temporary rate buydown through a participating lender, which may reduce buyer’s initial interest rate and monthly payment, subject to buyer qualification and lender terms. Buyer is not required to use the participating lender. Contact listing agent for details. **

Features

  • Amenities: Pool
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50 x 120
  • Laundry: Inside
  • Year Built: 2021
  • Garage: 3-car Driveway, Garage Door Opener, Tandem
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,226
  • Acreage: 0.14
  • Lot Size: 50 x 120
  • Est. Taxes: $6,126
  • HOA Fee: $427 Quarterly
  • Lot Desc: In County, Sidewalk
  • Elem. School: Hamilton Elementary
  • Middle School: Millennium Middle
  • High School: Seminole High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6381065
  • Days on Market: 113 days
  • Website: https://www.raveis.com
    /prop/O6381065/3393bluffoaklane_sanford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/4/2026 10:37:21 AM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3393 BLUFF OAK LANE, Sanford, FL, 32771

$549,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,992 $439,992 $439,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.628% 5.866%
Monthly Tax Payment $511 $511 $511
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,635 $2,778 $3,624
Total Monthly Payment $3,237 $3,380 $4,226

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.