8580 PALMO FISH CAMP Road, #G, Saint Augustine, FL, 32092 | $625,000

Turnkey St Johns River lifestyle home and income producing asset! Welcome to a life defined by water, freedom, and unforgettable views along the St. Johns River. This isn't just a home--it's a daily escape into the kind of Florida living most people only experience on vacation. Wake up to peaceful, north-facing river views and end your evenings with glowing sunsets reflecting across the water. Inside, the 3-bedroom, 2-bath layout is warm, inviting, and intentionally designed to create a balance of comfort, connection, and quiet retreat. Step outside and your lifestyle truly begins. Your private dock and boathouse--complete with a covered slip and electric lift--make it effortless to get out on the water at a moment's notice. Spend your days cruising to nearby waterfront restaurants, exploring marinas, fishing at sunrise, or simply drifting along with the breeze. The property is equally functional as it is enjoyable, with ample space for all your toys and gear thanks to a detached garage, carport, and storage shed--perfect for embracing an active, outdoor lifestyle without compromise. Whether you're looking for a personal riverfront retreat, a weekend escape, or a proven income-producing short-term rental, this property offers the rare opportunity to live, earn, and unwind--all in one place.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Other
  • Year Built: 1999
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,620
  • Acreage: 0.48
  • Est. Taxes: $7,486
  • View: River
  • Water Front: Yes
  • Elem. School: Picolata Crossing
  • Middle School: Pacetti Bay
  • High School: Tocoi Creek
  • Appliances: Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
  • MLS#: 2128974
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/2128974/8580palmofishcamproad_saintaugustine_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Andrea TothSales Associate

203.521.1781

Andrea.Toth@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8580 PALMO FISH CAMP Road, #G, Saint Augustine, FL, 32092

$625,000

Andrea Toth

Sales Associate

William Raveis Real Estate

Phone: 203.521.1781

Andrea.Toth@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $624 $624 $624
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,079 $3,202 $4,186
Total Monthly Payment $3,795 $3,918 $4,902

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.