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Freshly painted and move-in ready, this Dorchester condo presents a great opportunity for first-time buyers or anyone ready to stop renting and start building equity. The home offers a practical, well-laid-out floor plan with hardwood floors throughout, two comfortable bedrooms, and the convenience of in-unit laundry. The kitchen features white cabinetry, pantry space, and an efficient layout that works well for everyday living. The bathroom includes a tiled walk-in shower and modern vanity, while private deck space adds a nice extension of the living area for relaxing or entertaining. Conveniently located near Uphams Corner, the property offers easy access to the Commuter Rail, nearby Red Line stations, multiple bus routes, and major roadways, making commuting into Downtown Boston, Cambridge, and the Seaport straightforward. Close to local restaurants, cafés, parks, and daily conveniences, this home combines comfort, location, and long-term value.
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $1,084 | $1,084 | $1,084 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,922 | $2,059 | $2,775 |
| Total Monthly Payment | $3,081 | $3,218 | $3,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.