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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. ***Situated on a cul-de-sac in North Charleston, this move-in ready ranch-style home offers an ideal blend of comfort, convenience, and flexibility. A spacious driveway, carport, and welcoming front porch lead into a bright, open living and dining area filled with natural light. The layout flows effortlessly into the eat-in kitchen, featuring white cabinetry, modern appliances, gleaming countertops, and a classic subway tile backsplash. The primary bedroom includes a private en-suite half bath, while two additional bedrooms, a full bathroom, and a dedicated laundry room complete the functional interior layout. Outside, enjoy a generous backyard shaded by mature trees, along with a storage shed and ample parking. As an added bonus, a new roof was installed in 2026. This property currently has an active Short-Term Rental (STR) permit. * Conveniently located just 1. 6 miles from I-526, 2. 5 miles from Charleston International Airport, 2. 7 miles from Tanger Outlets, 3. 5 miles from I-26, and just over five miles from downtown Charleston. This move-in ready home is an opportunity you don't want to miss. *STR permit eligibility is not guaranteed and is the responsibility of the buyer/buyer's agent to determine all restrictions, requirements, etc.
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Our Executive Mortgage Banker:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,164 | $2,408 | $3,122 |
| Total Monthly Payment | $2,239 | $2,483 | $3,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.