4348 TAHITI DRIVE, Hernando Beach, FL, 34607 | $165,000

DIRECT GULF ACCESS waterfront lot in the heart of HERNANDO BEACH! This 6, 000 SF (60x100) homesite is perfectly positioned on a DEEP WATER CANAL with quick access to the OPEN GULF—offering the ideal opportunity to build your DREAM COASTAL HOME in one of Florida’s most desirable waterfront communities. With NO HOA, NO DEED RESTRICTIONS, and NO SHORT-TERM RENTAL RESTRICTIONS, this property offers endless flexibility for a primary residence, vacation getaway, or investment opportunity.
Zoned R1B for SINGLE-FAMILY HOMES only (no mobile homes permitted). Property is located in a flood zone, so any future home will need to be ELEVATED. There is NO TIMELINE TO BUILD, allowing you to secure your piece of paradise now and build when ready. Water, sewer, and electric are available at the street and can be connected to the future home.
Boating enthusiasts will love that DOCKS ARE ALLOWED even without a home currently on the property, making it easy to start enjoying the waterfront lifestyle right away. Please note this is NOT an RV lot and RV living is not permitted.
Located in the charming coastal community of HERNANDO BEACH, residents enjoy easy access to boating, fishing, kayaking, paddleboarding, and some of Florida’s best waterfront dining with live entertainment. Nearby attractions include Weeki Wachee Springs State Park, where you can enjoy crystal-clear springs, kayaking adventures, and Florida’s natural beauty. Conveniently located near shopping, restaurants, marinas, and everyday essentials while still offering the peaceful charm of Old Florida living.
Don’t miss this rare opportunity to own a WATERFRONT LOT with DIRECT GULF ACCESS in beautiful HERNANDO BEACH! Property is located on the right side of the road before 4354 Tahiti Drive. Land financing options are available. Lot lines shown in aerial photos are approximate.

Features

  • Lot Size: 60 x 100
  • Lot Desc: Cleared, Flood Plain, Near Marina, Street Dead-End
  • View: Water
  • Water Front: Yes
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pet Policy: Yes
  • MLS#: TB8474957
  • Days on Market: 85 days
  • Website: https://www.raveis.com
    /prop/TB8474957/4348tahitidrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 11:55:35 PM)

William Raveis Family of Services

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Hanson TeamSales Vice President

203.247.3763

TheHansonTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4348 TAHITI DRIVE, Hernando Beach, FL, 34607

$165,000

Hanson Team

Sales Vice President

William Raveis Real Estate

Phone: 203.247.3763

TheHansonTeam@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $132,000 $132,000 $132,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $813 $833 $1,096
Total Monthly Payment $888 $908 $1,171

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.