3420 PALM DRIVE, Punta Gorda, FL, 33950 | $289,900

Under contract-accepting backup offers. Pre-Construction. To be built. Completion Date of August 2026. Home will be Flood Insurance EXEMPT - elevation of home will be higher than required. If you're looking for a home you can feel secure in during hurricane season as well as being SO CLOSE to the Punta Gorda Airport and able to bike downtown or to Publix, then you've found your home. Welcome to this brand new construction home by Starter Home Construction, offering modern design, quality craftsmanship, and durable features in a desirable Punta Gorda location.
The open-concept floor plan showcases a modern look with abundant natural light, Level 5 granite countertops, soft-close cabinets and drawers, and a stylish electric fireplace that adds both warmth and character to the living space. The primary suite features his-and-hers closets for maximum storage and convenience. The luxurious primary bathroom offers a frameless glass shower enclosure for an open, airy feel, floor-to-ceiling large gray tiles for a modern look, a pebble-stone shower floor adding texture and spa vibes, a recessed niche with mosaic tile accent and lighting, and matte black shower fixtures that are on-trend and cohesive.
Step outside to a large covered patio in the backyard, perfect for entertaining, relaxing, or enjoying your future pool if you so desire. Built for peace of mind, this home includes hurricane impact windows and doors and built up on a high stem wall. Additional upgrades include an elevated A/C system and water heater for added protection and efficiency.
Ideally located within biking distance to downtown Punta Gorda Gorda Fl, you’ll enjoy easy access to shopping downtown or at Fisherman's Village, waterfront dining, waterfront parks along the Harborwalk, and local events and fairs. This new construction home is a fantastic opportunity for a primary residence, seasonal retreat, or investment property.
Schedule your private showing today and experience all this home has to offer.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2026
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,044
  • Acreage: 0.23
  • Est. Taxes: $475
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range
  • MLS#: C7521755
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/C7521755/3420palmdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 11:38:21 AM)

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Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

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Our Insurance Division:

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3420 PALM DRIVE, Punta Gorda, FL, 33950

$289,900

Team AFA - Darien

Luxury Properties Specialists

William Raveis Real Estate

Phone: 203.256.3264

Al@Raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,920 $231,920 $231,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $40 $40 $40
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,281 $1,372 $1,849
Total Monthly Payment $1,396 $1,487 $1,964

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.