13 SILVERSIDES STREET, Lake Wales, FL, 33898 | $134,990

$5000 PRICE DROP! Welcome to 13 Silverside Street, located in the highly sought-after 55+ community of Saddlebag Lake in Lake Wales. This well-maintained home offers the rare opportunity to own your own lot and is being offered fully furnished, providing a truly turnkey opportunity in an established, active adult community. The main living area features an open-concept layout with a modern touch, highlighted by crown molding that adds warmth and character. The kitchen is thoughtfully designed with pullout drawers for ease and accessibility and includes a brand-new stainless steel refrigerator, enhancing both function and style. The home also offers a dedicated laundry room with ample storage and an exterior access door. The spacious primary bedroom includes a walk-in closet and an ensuite bathroom featuring a stand-up shower with seating. A second full bathroom with a tub provides added convenience for guests. This home is completely furnished and move-in ready, allowing the new owner to settle in immediately.
The golf cart is included, complete with brand-new batteries and charger, and the fully stocked tool shed—with barbecue and tools—adds extra functionality and value. The low-maintenance yard features no grass, and the property includes a front handicap-accessible ramp leading to an asphalt slab/porch, offering durable outdoor space and enhanced accessibility. There is a painted patio stone walkway to the backyard shed and a 24x15 painted patio pad leading to the rear of the home. Residents of Saddlebag Lake enjoy an impressive array of resort-style amenities, including a crystal-clear community pool, screen-enclosed hot tub, recreation center with pool tables and saunas, tennis and pickleball courts, professional-grade covered shuffleboard courts, horseshoe pits, a driving range, lake access for boating and fishing, and a beach house with covered patio and full kitchen available for private events by reservation. Experience a relaxed, low-maintenance lifestyle in a vibrant, well-established community with HOA oversight. Saddlebag Lake is known for its active adult living and convenient location near shopping, dining, medical facilities, and major roadways. HOA rules and restrictions apply; buyers to verify all information.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2004
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,056
  • Acreage: 0.09
  • Est. Taxes: $1,903
  • HOA Fee: $680 Quarterly
  • Lot Desc: In County
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: L4959159
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/L4959159/13silversidesstreet_lakewales_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2026 2:51:36 AM)
Listing courtesy of KELLER WILLIAMS REALTY SMART 1   Phone: 863-508-3000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13 SILVERSIDES STREET, Lake Wales, FL, 33898

$134,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $107,992 $107,992 $107,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $159 $159 $159
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $647 $674 $890
Total Monthly Payment $881 $908 $1,124

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.