12432 PENTON STREET, Spring Hill, FL, 34608 | $65,000

Surrounded by an established residential setting, this 0. 23-acre vacant lot offers a fresh opportunity to create a home that reflects your personal style while enjoying a comfortable sense of space and everyday convenience. The property provides a practical yet flexible footprint, ideal for a thoughtfully designed residence with room for outdoor living, whether that includes a private backyard, swimming pool, a shaded patio, or space to enjoy Florida’s year-round sunshine. Electric service, natural gas, and telephone access are established at the property’s boundary to help simplify the planning process and support a more efficient path from concept to completion, allowing you to focus on creating a layout and features that suit your lifestyle. The setting feels calm and approachable, making it easy to imagine relaxed mornings, unhurried afternoons, and evenings spent outdoors in a home built to your vision. Beyond the neighborhood, residents enjoy proximity to local parks, golf courses, and scenic outdoor destinations, including Weeki Wachee Springs State Park, known for its crystal-clear waters, kayaking, tubing, and nature trails, along with nearby shopping, dining, and everyday services that keep daily life convenient, creating a well-rounded setting for building and enjoying a relaxed Florida lifestyle.

Features

  • Lot Size: 80 x 126 x 80 x 126
  • Lot Desc: Interior Lot
  • View: Trees/Woods
  • Elem. School: Spring Hill Elementary
  • Middle School: West Hernando Middle School
  • High School: Central High School
  • MLS#: W7882854
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7882854/12432pentonstreet_springhill_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/4/2026 4:47:06 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Frank DuranteSales Associate

203.241.5821

frank.durante@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12578

203.520.1925

Laurie.Berger@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance

203.561.0013

Rosemarie.DePasquale@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12432 PENTON STREET, Spring Hill, FL, 34608

$65,000

Frank Durante

Sales Associate

William Raveis Real Estate

Phone: 203.241.5821

frank.durante@raveis.com

Laurie Berger

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.520.1925

Laurie.Berger@raveis.com

NMLS Mortgage Loan Originator ID 12578

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $52,000 $52,000 $52,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.541%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $295 $311 $418
Total Monthly Payment $370 $386 $493

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.