16 VISCAYA DRIVE, #204, Palm Coast, FL, 32137 | $545,000

Welcome to the Carriage Homes "VISCAYA" at Hammock Dunes offering carefree year-round or vacation living. Created for those who want the carefree side of condominium living, but like your privacy set on a beautiful parcel of land just a few hundred yards from the ocean AND JUST WAIT UNTIL YOU SEE THE VIEW from this 33 foot Screened-in Terrace overlooking a gorgeous lake and the pristine Fairway on the Tom Fazio designed Links Course! These stunning vistas will also include views of native habitation. The Kitchen, Family Room with Gas Fireplace, and Primary Bedroom all look out to this magnificent view with French Doors in both Primary and Family Rooms and Plantation Shutters throughout. The Primary Bedroom Suite is tucked away for ultimate privacy and primary bath offers soaking tub, separate shower, dual vanity and walk-in closet. Guest bedroom and Study on the opposite side of residence. A guest half-bath, Foyer, and two car garage giving the feeling of a home but not the upkeep. If you're looking for that escape or your chance to call Hammock Dunes Home - look no further. Located within walking distance to the award-winning Hammock Dunes Club with membership available offering two spectacular Clubhouses, two 18-hole golf courses designed by Rees Jones and Tom Fazio, Tennis, Pickleball, Bocce, Fitness, Sumptuous Dining including Oceanfront Dining, kids splashpad, oceanside pool, Oceanside Croquet and an array of social activities and friendships to last a lifetime. A beautiful community and special opportunity awaits you.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside
  • Complex: HAMMOCK DUNES VISCAYA PH 01
  • Year Built: 1998
  • Approx Sq. Feet: 1,837
  • Acreage: 0.24
  • Est. Taxes: $6,181
  • Condo Fee: $1,228 Monthly
  • View: Golf Course, Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: FC316048
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/FC316048/16viscayadrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/11/2026 3:17:11 PM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16 VISCAYA DRIVE, #204, Palm Coast, FL, 32137

$545,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $436,000 $436,000 $436,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.292% 5.561%
Monthly Tax Payment $515 $515 $515
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,544 $2,649 $3,505
Total Monthly Payment $3,151 $3,256 $4,112

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.