10700 GARDA DRIVE, Trinity, FL, 34655 | $745,000

Seller will install a NEW $58, 000 TILE ROOF before closing!! Welcome to Cielo at Champions Club, a private gated community where luxury meets everyday comfort. This beautiful executive home offers 3, 499 sq ft of living space with 4 bedrooms, 4 full bathrooms, a formal dining room, living room, a gourmet kitchen with granite countertops and island, a spacious family room, and a dedicated office.
Upstairs features a large 24x14 bonus room with its own full bath—perfect for a media room, playroom, or even a 5th bedroom suite. Elegant tray ceilings add a touch of sophistication to the formal areas, and the home is topped with a tile roof.
Step outside to an oversized brick patio and a . 39-acre private backyard filled with tropical landscaping. There’s plenty of room for a pool, and the patio can easily be screened in. The home sits at the end of a quiet gated cul-de-sac, offering shade, privacy, and a gorgeous setting. The location is unbeatable—right across from the Champions Club Clubhouse. As a homeowner, you’ll enjoy exclusive access to resort-style amenities including a sparkling pool, the Fox Hollow Golf Course, tennis courts, fitness center, spa, and community events. You’re also close to shopping, restaurants, top-rated schools, medical facilities, and have quick access to the Suncoast Parkway for an easy Tampa commute. Come see this stunning home today!

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Lobby Key Required, Pickleball Court(s), Recreation Facilities, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Style: Custom, Florida
  • Year Built: 2005
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,499
  • Acreage: 0.39
  • Est. Taxes: $9,837
  • HOA Fee: $857 Quarterly
  • Lot Desc: Cul-De-Sac, In County, Irregular Lot, Near Golf Course, Oversized Lot, Private, Sidewalk, Street Dead-End
  • View: Garden
  • Elem. School: Trinity Elementary-PO
  • Middle School: Seven Springs Middle-PO
  • High School: J.W. Mitchell High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: W7879251
  • Days on Market: 143 days
  • Website: https://www.raveis.com
    /prop/W7879251/10700gardadrive_trinity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 2:17:09 PM)
Listing courtesy of COLDWELL BANKER FIGREY&SONRES   Phone: 727-495-2424

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10700 GARDA DRIVE, Trinity, FL, 34655

$745,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $596,000 $596,000 $596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $820 $820 $820
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,431 $3,621 $4,830
Total Monthly Payment $4,343 $4,533 $5,742

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.