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***Multiple offers received, highest and best by noon on 2/17/27. *** Nestled on 1. 41 acres in desirable South Lakeland, this 3 bedroom, 2 bath home with a loft offers space, character, and endless potential. Situated in a neighborhood known for its generously sized homesites, you’ll enjoy privacy, room to roam, and the peaceful feel of country-style living while still being close to town. Inside, the home features a large living room with volume ceilings and a beautiful brick wood-burning fireplace that serves as the heart of the space — perfect for cozy evenings and gatherings. The loft adds flexibility and can be used as a home office, playroom, additional living area or a 4th bedroom. The primary suite includes an updated master bath and a cedar-lined walk-in closet, adding warmth and charm. Step outside to the spacious screened back porch with vaulted ceilings, where you can relax and take in views of the expansive backyard and surrounding property. While the home offers great bones and unique features, it does need some updating. Flooring in the home needs replacing, and the kitchen and the hall bath are ready for your personal touch, making this a wonderful opportunity to create the home you’ve been dreaming of. If you’re looking for space, character, and the chance to add your own style on a beautiful 1. 41-acre lot in South Lakeland, this property is full of potential.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $135 | $135 | $135 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,819 | $1,893 | $2,540 |
| Total Monthly Payment | $2,029 | $2,103 | $2,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.