12 Flagler Blvd, #A302, Saint Augustine, FL, 32080 | $424,900

A unique chance to own a thoughtfully updated home just moments from downtown St. Augustine. Designed to suit both full-time living and second-home convenience, this residence offers a flexible layout ideal for today’s lifestyle. The second bedroom has been converted into a fully functioning office, library, or study—perfect for remote work or quiet retreat space. The attached one-car garage provides generous room for bicycles and storage, complemented by two additional guest parking spaces. A complete custom remodel in 2019 introduced refined finishes throughout, including double French doors that open to a screened, tiled patio—an inviting spot to enjoy city lights and views. Whether used as a primary residence or a lock-and-leave second home, this condo offers the ease of working from home along with the convenience of walking to downtown restaurants, shops, and historic landmarks. The custom-designed kitchen is both beautiful and functional, featuring abundant storage with custom drawers, quartz countertops, and a mirrored glass backsplash. Premium Bosch appliances include a stainless oven and microwave, built-in refrigerator, and induction glass-top range. A nearby storage closet houses a full-size stacked Whirlpool washer/dryer combo, completing this exceptional home. This well-managed community does not allow short-term rentals, creating a more stable, residential atmosphere where neighbors know one another and take pride in their surroundings. Don't miss your chance to own this amazing condo! www. 12flaglerblvdA302. com

Features

  • Parking: 1 Car Garage,Guest Space
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Levels: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Cedars At Matanzas River Condo
  • Year Built: 1999
  • Common Charge: $272
  • Approx Sq. Feet: 926
  • Est. Taxes: $9,193
  • MLS#: 260701
  • Days on Market: 100 days
  • Website: https://www.raveis.com
    /prop/260701/12flaglerblvd_saintaugustine_fl?source=qrflyer
Copyright © 2026  St Augustine & St. Johns County Board of REALTORS Realtor® MLS. All rights reserved
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of Coldwell Banker Premier Properties Matanzas

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12 Flagler Blvd, #A302, Saint Augustine, FL, 32080

$424,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,920 $339,920 $339,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $766 $766 $766
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,093 $2,177 $2,846
Total Monthly Payment $2,934 $3,018 $3,687

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.