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A unique chance to own a thoughtfully updated home just moments from downtown St. Augustine. Designed to suit both full-time living and second-home convenience, this residence offers a flexible layout ideal for today’s lifestyle. The second bedroom has been converted into a fully functioning office, library, or study—perfect for remote work or quiet retreat space. The attached one-car garage provides generous room for bicycles and storage, complemented by two additional guest parking spaces. A complete custom remodel in 2019 introduced refined finishes throughout, including double French doors that open to a screened, tiled patio—an inviting spot to enjoy city lights and views. Whether used as a primary residence or a lock-and-leave second home, this condo offers the ease of working from home along with the convenience of walking to downtown restaurants, shops, and historic landmarks. The custom-designed kitchen is both beautiful and functional, featuring abundant storage with custom drawers, quartz countertops, and a mirrored glass backsplash. Premium Bosch appliances include a stainless oven and microwave, built-in refrigerator, and induction glass-top range. A nearby storage closet houses a full-size stacked Whirlpool washer/dryer combo, completing this exceptional home. This well-managed community does not allow short-term rentals, creating a more stable, residential atmosphere where neighbors know one another and take pride in their surroundings. Don't miss your chance to own this amazing condo! www. 12flaglerblvdA302. com
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Our Executive Mortgage Banker:
Our Insurance Division:
$424,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $339,920 | $339,920 | $339,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $766 | $766 | $766 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,093 | $2,177 | $2,846 |
| Total Monthly Payment | $2,934 | $3,018 | $3,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.