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Fully Available, As Is Sale – Prime Downtown White Plains Studio Why rent when you can own in the heart of White Plains? This 491 sq ft studio offers unbeatable commuter convenience and walkability, less than a mile from the Metro North station and surrounded by shopping, dining, and entertainment. Monthly maintenance includes heat, hot water, water, and electricity, keeping your carrying costs simple and predictable. Step outside and you’re moments from The Westchester Mall with 100+ stores and multiple dining options, the White Plains Diner across the street, and White Plains City Center less than a block away with major retailers, supermarkets, an IMAX theater, and the White Plains Performing Arts Center. Enjoy community events, seasonal concerts, and special programs throughout the year just minutes from your door. Inside, this studio is a true blank canvas. Beneath the existing carpeting are solid oak hardwood floors ready to be refinished and restored. New windows (to be installed) will highlight the sunny southern exposure, and the rest is up to your imagination—update, personalize, and create your own efficient, city style retreat. Building amenities include a basement laundry room with seating and a bathroom, plus basement storage lockers (availability and pricing varies), so you can relax, read, or chat with neighbors while your laundry finishes—no need to run back to the apartment. A convenient trash chute on your floor makes day-to-day living easy. Directly across the street, Tibbits Park offers landscaped green space, benches, and a seasonal fountain—urban energy on one side, a peaceful park on the other. Ideal for first time buyers, young professionals, or downsizers seeking an affordable downtown home with easy access to Manhattan and the rest of Westchester—at a fraction of NYC prices.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$79,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $63,600 | $63,600 | $63,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $381 | $397 | $528 |
| Total Monthly Payment | $456 | $472 | $603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.