649 2nd Avenue, #4G, New York (Murray Hill), NY, 10016 | $285,000

Welcome to Apartment 4G at 649 Second Avenue, perfectly situated in the heart of Murray Hill. Upon entering, you’re greeted by a long, gracious hallway with a spacious closet conveniently located on the right. To the left, the open kitchen features crisp white cabinetry with abundant storage and generous counter space - ideal for cooking and entertaining. A charming wood island with bar seating creates the perfect gathering spot for guests. The apartment opens into a generously sized living and bedroom area, highlighted by a west-facing window overlooking the building's courtyard offering natural light and quiet living. Down the hallway, you’ll find a well-appointed bathroom complete with a dressing area and an additional closet for excellent storage. 649 Second Avenue is a well-maintained, boutique cooperative offering a beautifully manicured courtyard with two grills, a laundry room, elevator, and a modern intercom system that can be operated remotely from your smartphone. A live-in superintendent is available 24/7, providing added convenience and package handling. Liberal co-op - the board allows pied-a-terre purchasing, parents buying for children (employed or student), co-purchasing, and gifting. Co-op allows subletting after 2 years of ownership for a maximum of 3 years. 649 Second Avenue is a dream location placing you just minutes from vibrant restaurants and bars, including The Flatiron Room, Vintage Green Rooftop, and Park Avenue Tavern. Nearby you also have Grand Central Market, Trader Joe’s, and an Equinox. With easy access to the 4/5/6, B/D/F/M, 7, and S subway lines, getting anywhere in the city is effortless.

Features

  • Town: New York
  • Levels: 6
  • Rooms: 2
  • Baths: 1 full
  • Lot Size: 49.330000x104.000000
  • Laundry: Common On Floor,Common Area
  • Year Built: 1960
  • Common Charge: $1,079 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • Pet Policy: Building Cats OK,No
  • MLS#: RLS20068023
  • Days on Market: 116 days
  • Website: https://www.raveis.com
    /prop/RLS20068023/6492ndavenue_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Linda's TeamLuxury Properties Specialists

860.209.7044

LindasTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Heidi SummaInsurance Sales Director, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

649 2nd Avenue, #4G, New York (Murray Hill), NY, 10016

$285,000

Linda's Team

Luxury Properties Specialists

William Raveis Real Estate

Phone: 860.209.7044

LindasTeam@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,367 $1,422 $1,878
Total Monthly Payment $1,442 $1,497 $1,953

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.