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When checking the list, look no further than 3 Cardinal Point; charming curb appeal, a bright open floorplan and inviting living spaces throughout. Main level living perched on a corner lot in the desirable Spinnaker Cove of Keowee Key. A welcoming covered front porch sets the tone to ease into the morning or wind down the day. The foyer’s vaulted ceilings create an airy, open feel that ushers you into the main living area. The heart of the home is within this central living space that combines the kitchen, dining and living areas. Built-in cabinetry flanks the wood-burning fireplace as a focal point of this living room adorned with windows along the entire back. The kitchen offers generous counter and cabinet space with pantry and prep storage extending to the spacious laundry. The true highlight of this cottage is the screened porch. Adorned with EZ-breeze panels, this is an extension of the entertaining space that can be utilized all year long. Sliding panels convert this home favorite from a screened porch to a climate friendly sun porch. There is also a quaint level courtyard that adds an outdoor element without steps or stairs. The primary bedroom is privately situated on the back corner featuring a walk-in closet and an ensuite bath with walk-in shower. At the front corner is a spacious and cheerful guest room with a walk-in closet and full bath at the hall. There is a third bedroom at the entry that is currently used for a den and home office. Upstairs, the valuable addition of a bonus room provides that extra bit of flexibility without the stress of maintenance. Whether it’s for hobby, media, extra guest room or simply storage, this flex space can be easily transitioned as your needs evolve. The two-car garage includes additional storage space, ideal for tools, lake gear, or seasonal items. Small but mighty they say. When looking to downsize into a manageable home look no further. This home delivers comfort, function, and community all in one. Spinnaker Cove is within a private gated entrance that is conveniently accessible to main road access of Seneca grocers, restaurants and entertainment. Walk to a private community beach and marina slips less than 500-feet away. Keowee Key offers a resort driven lifestyle with an 18-hole golf course, fitness and racquet center with tennis and pickleball, walking trails, dining options, multiple marinas with fuel docks, a private swim beach, outdoor pools, and an Olympic-size indoor pool. Under the direction of a new chef and community general manager, the social calendar, dining, and events are better than ever. Conveniently located just 20 minutes from Clemson University, one hour from Greenville, two hours from Atlanta, and 90 minutes from Asheville.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 14' x 13'7 | Main |
| Bedroom3 | 12'5 x 12'4 | Main |
| BonusRoom | 27'8 x 10'5 | Upper |
| Garage | 23'6 x 23' | Main |
| Kitchen | 14'6 x 12'4 | Main |
| LivingRoom | 25'5 x 20' | Main |
| PrimaryBathroom | 11'8 x 7'3 | Main |
| PrimaryBedroom | 18' x 17'8 | Main |
| ScreenedPorch | 21' x 10'7 | Main |
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Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $127 | $127 | $127 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,238 | $3,369 | $4,484 |
| Total Monthly Payment | $3,457 | $3,588 | $4,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.