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Presented by
Rosy Orzuna |
Updated two-family property offering strong investment or owner-occupant potential. Both units feature updated interiors with modern finishes and functional layouts. Unit 1 includes updated flooring, a bright kitchen, updated wiring and an updated full bathroom with spacious living and 2 bedroom areas. Unit 2 offers new flooring, an updated kitchen and bath, 2 bedrooms and an office with access to a walk-up attic with existing flooring, windows, and utilities. As well as a bonus room above the garage providing more future expansion possibilities. Recent improvements include new siding, refinished barn with upgraded barn foundation, rebuilt chimney from attic up, new roofing over the garage and first-floor porch, additional off-street parking, and separate utilities. Unit 2 features a new boiler installed in 2024 with new piping, along with new hot water heaters. Property includes shared laundry, owner storage.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$579,999
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.525.0644
Rosy.Orzuna@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $463,999 | $463,999 | $463,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $440 | $440 | $440 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,745 | $2,857 | $3,761 |
| Total Monthly Payment | $3,277 | $3,389 | $4,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.