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Welcome to 2054 Saint Paul Ave, a meticulously restored colonial situated in the heart of the Bronx. This 1, 280-square-foot residence combines historic charm with contemporary living, offering three bedrooms, two bathrooms, and thoughtfully updated spaces that honor the home's architectural heritage. The residence features polished hardwood floors throughout, creating warmth and continuity across the main living areas. The updated kitchen showcases white cabinetry, stainless steel appliances, and modern tile backsplash, seamlessly connecting to a bright living and dining area with abundant natural light. Upstairs, three generously proportioned bedrooms provide comfortable spaces with large windows and period details like exposed radiators alongside modern conveniences such as recessed lighting. Both bathrooms reflect contemporary design with clean finishes and updated fixtures. The 2, 556-square-foot lot includes a detached garage and driveway, providing valuable parking and storage options rare in this neighborhood. The basement offers additional utility with a recreation room, utility space, and storage areas—ideal for expanded living, a home office, or hobby space. The classic exterior—with its gable roof, white siding, and inviting front porch—maintains authentic curb appeal while the well-maintained grounds showcase the property's overall care and attention to detail. Located on a tree-lined street in a vibrant residential neighborhood, the property benefits from proximity to local schools, transit access, and the diverse commercial offerings that define this area. This home successfully balances old-world character with modern functionality, making it an excellent choice for buyers seeking authentic neighborhood living with contemporary comfort and practical amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,920 | $639,920 | $639,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $503 | $503 | $503 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,684 | $3,833 | $5,144 |
| Total Monthly Payment | $4,279 | $4,428 | $5,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.