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Welcome to this inviting move in ready 3 bedroom single family home offering comfort, style, and a prime City Island location. The first level welcomes you with a coat closet and a bright sunroom, perfect for a home office or reading space. The updated eat in kitchen features stainless steel appliances, granite countertops, and a glass block backsplash, with direct access to the mudroom and backyard deck, ideal for BBQs and entertaining. A spacious living room with an electric insert fireplace flows seamlessly into the formal dining room, making everyday living and hosting easy. The second level includes three bedrooms with closets, including a primary bedroom large enough for a king size bed, along with an updated full bathroom. Additional features include hardwood floors throughout, garage parking, an updated furnace, and a roof approximately 10 years old. The home also offers 1, 131 square feet of basement space in addition to the total square footage, providing excellent storage or future potential. Located on a beach street with beach and water access for $100 a season, enjoy peaceful sunsets and views of the Manhattan skyline. No flood insurance is required. This close knit community is known for its parades and festivals and is conveniently located near schools, shops, restaurants, beaches, horseback riding, golf, and public transportation including the express bus to New York City and the city bus to the number 6 subway line. Call today to begin enjoying the City Island lifestyle. Taxes do not reflect the NYS STAR school tax exemption.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $549 | $549 | $549 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,219 | $3,398 | $4,532 |
| Total Monthly Payment | $3,860 | $4,039 | $5,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.