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Welcome home to this 3 bedroom, 2 bath property in the much sought-after Punta Gorda Isles. Situated on a large corner lot, this home offers natural backyard privacy on a quiet street. And at 10 feet above sea level, neither the home nor the garage took in any flood water during hurricane Ian, Helen and Milton. Four different rooms open onto the screened in lanai featuring a large covered patio area and a 14 x 28 heated pool. With the canal in the backyard, the home comes with a boat lift, with its bunks currently set for a pontoon or tritoon, and the beautiful waters of Charlotte Harbor are available to you in about 10 minutes. The backyard is fenced, incase you have pets, or small children. Inside, you'll enjoy the Florida vibe, with an open concept and high ceilings. The 2 car garage sports a beautiful epoxy floor that is so easy to maintain, as well as its own separate air conditioning system. Welcome home to this well-maintained property that is just waiting for you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$615,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $492,000 | $492,000 | $492,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $775 | $775 | $775 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,910 | $3,069 | $4,020 |
| Total Monthly Payment | $3,777 | $3,936 | $4,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.