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Seller is offering a rate buy-down with acceptable offer! Welcome to 104 Atlantic, a renovated 4 bedroom 2 full bathroom home minutes from Downtown Summerville! ROOF & HVAC REPLACED IN 2022. NO HOA. Dorchester District 2 Schools. The exterior features fresh paint, a fully fenced backyard for the pups, new gravel driveway, and a DETACHED WORKSHOP with power. The interior features a large living room and formal dining space, updated kitchen with stainless steel appliances and granite countertops, fresh paint, smooth ceilings, new flooring, and two brand new bathrooms with tile showers. Located in the quiet, established West Side Heights neighborhood, this home offers a peaceful setting while still being centrally located in Summerville. Just minutes from downtown Summerville, you'll enjoy easy access to its historic charm, walkable streets, tree-lined avenues, local shops, and year-round community events, delivering a true small town feel with everyday conveniences nearby. There is not much on the market for this price in the area that is truly move-in-ready. Schedule your tour today!
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Our Executive Mortgage Banker:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,487 | $1,547 | $2,059 |
| Total Monthly Payment | $1,562 | $1,622 | $2,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.