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Welcome to affordable Florida living in the all-ages Barefoot Bay recreational community where you own the land and enjoy resort-style amenities with no lot rent. Located in the desirable Flower Section, this 2-bedroom, 2-bath home offers 1, 294 sq ft of living space with large rooms, strong structural updates, and the opportunity to personalize the interior.
Inside, you'll find oversized living and family room spaces with built-in shelving and large windows, creating a bright and comfortable environment for everyday living. The entertaining-style kitchen features a center island cooktop, abundant cabinetry, and open flow to the dining area, making it ideal for hosting gatherings.
The extra-large primary suite includes dual sinks, walk-in shower, and walk-in closet, while the guest bedroom offers its own en-suite bathroom for added privacy. A window-enclosed sunroom provides flexible bonus living space perfect for relaxing, hobbies, or entertaining. The property also includes a carport, storage shed, patio area, and generator plug.
Major updates include metal roof (2020), water heater (2020), partial re-pipe, vapor barrier replacement, added hurricane straps, AC with newer blower unit, and clamshell hurricane shutters on most windows. Cosmetic updates will allow the next owner to make this home their own while building equity.
Barefoot Bay is known for its active coastal lifestyle and extensive amenities, including: Three community swimming pools, 18-hole executive golf course, Clubhouse and community center, Tennis, pickleball, shuffleboard, and bocce courts, Fitness facilities and social clubs, Fishing pier on the Indian River Lagoon, Private ocean beach access for residents, Golf-cart-friendly streets, On-site shopping, dining, and services.
One Time BBRD fee of $1605. 01 and annual tax assessment included at $1001. 17.
Conveniently located near Sebastian, Palm Bay, US-1, I-95, the Indian River Lagoon, and Atlantic beaches, Barefoot Bay remains one of the best values on Florida's east coast for full-time residents, seasonal owners, or investors. This home is priced to sell and ready for its next chapter.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $111,200 | $111,200 | $111,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $189 | $189 | $189 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $667 | $694 | $916 |
| Total Monthly Payment | $931 | $958 | $1,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.