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A one-of-a-kind lakefront residence, 3019 Gin Berry Way offers 3, 260 square feet of thoughtfully designed living space on a rare quarter-acre, pie-shaped lot in West Palm Beach. This five-bedroom, four-bath home combines modern comfort with resort-style outdoor living. The first-floor primary suite features a custom spa bathroom and designer closets, creating a private retreat within the home. An open-concept chef's kitchen with gas connection anchors the main living area, complemented by wood flooring and a flexible layout that accommodates both everyday living and entertaining. The expansive backyard is oriented to capture wide lake views and is centered around a custom pool and spa with waterfall and swim-up bar. A dedicated spa area, lush landscaping, and ample patio space create a true outdoor living environment. Additional features include a two-car garage, in-home gym or office space, full in-home sound system with smart lighting, in-ground propane tank, and generator pad. With its lakefront setting, generous lot size, and well-planned interior and exterior amenities, this property is well suited for those seeking a primary residence or a luxury retreat in West Palm Beach.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,880,000 | $1,880,000 | $1,880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.183% |
| Monthly Tax Payment | $1,439 | $1,439 | $1,439 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,121 | $11,423 | $15,865 |
| Total Monthly Payment | $12,684 | $12,986 | $17,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.