78 Cow Hill Road, Groton (Mystic), CT, 06355 | $749,900

Set on a generous, private lot in Hancock Farm Estate in Groton's highly desirable Mystic area, this refined Colonial blends timeless architecture with bright, open living spaces and thoughtful upgrades throughout. Offering over 2, 600 square feet of well-designed living space, this home delivers comfort, scale, and elegance for the discerning buyer seeking both everyday livability and effortless entertaining. A gracious wrap-around front porch creates a memorable first impression - perfect for relaxing afternoons and welcoming guests. Step inside to a dramatic two-story foyer and immediately appreciate the home's airy feel, enhanced by 9- and 10-foot ceilings, hardwood flooring throughout, and a freshly painted interior that gives the entire residence a crisp, move-in-ready finish. Natural light pours through expansive windows, including striking transom windows in the vaulted Great Room that flood the space with sunshine and architectural character. The open-concept layout is anchored by the eat-in kitchen featuring granite countertops, stainless steel appliances, and a center island with breakfast bar seating - ideal for casual dining and gathering. The kitchen opens seamlessly to the Great Room with fireplace and cathedral ceiling, creating a stunning central hub for entertaining and everyday living. From the main living area, the large formal dining room flows effortlessly into the elegant living room and a spacious three-season sunroom - an inviting seasonal retreat for relaxing or hosting. A private rear deck off the kitchen extends the lifestyle outdoors with ease. Upstairs, the primary suite serves as a true retreat, highlighted by a cathedral ceiling, generous proportions, a large walk-in closet, and a private bath. Additional bedrooms are generously sized and offer abundant storage options. The second-level guest full bath features Corian counters and a tub/shower combination, delivering both durability and style. The fully finished lower level provides exceptional bonus space - perfect for a media lounge, recreation area, fitness studio, or game room. Located in Hancock Farm Estate and just minutes from the coastal charm of Mystic - known for its marinas, restaurants, boutiques, and shoreline attractions - this home offers a rare blend of classic Colonial presence, open modern flow, and sun-filled living in one of southeastern Connecticut's most desirable settings.

Features

  • Town: Groton
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 2000
  • Garage: 2-car Attached Garage
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full
  • Above Grade Approx. Sq. Feet: 2,607
  • Acreage: 0.68
  • Est. Taxes: $10,184
  • Lot Desc: Open Lot
  • Elem. School: Per Board of Ed
  • High School: Fitch Senior
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Disposal,Washer,Dryer
  • MLS#: 24152337
  • Website: https://www.raveis.com
    /raveis/24152337/78cowhillroad_groton_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Walk-In Closet11.0 x 13.0Upper
Bedroom 2 Walk-In Closet11.0 x 12.0Upper
Bedroom 3 9.0 x 11.0Upper
Dining Room 12.0 x 14.0Main
Family Room Vaulted Ceiling,Ceiling Fan,Fireplace19.0 x 20.0Main
Kitchen 14.0 x 18.0Main
Living Room 13.0 x 16.0Main
Primary Bedroom 13.0 x 18.0Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Burgio Sousa TeamSales Associates

860.983.0457

BurgioSousaTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 829975

860.990.4029

Jennifer.Carreto@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
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  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

78 Cow Hill Road, Groton (Mystic), CT, 06355

$749,900

Burgio Sousa Team

Sales Associates

William Raveis Real Estate

Phone: 860.983.0457

BurgioSousaTeam@raveis.com

Jennifer Carreto

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.990.4029

Jennifer.Carreto@raveis.com

NMLS Mortgage Loan Originator ID 829975

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,920 $599,920 $599,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $849 $849 $849
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,453 $3,645 $4,862
Total Monthly Payment $4,394 $4,586 $5,803

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.