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Nicely maintained 3-bedroom, 2-bathroom home located in the highly desirable 55+ Riverside Oaks community. Conveniently situated just minutes from Cape Coral and Fort Myers, and within an hour of Florida’s beautiful Gulf beaches, this location offers the perfect blend of resort-style living with easy access to shopping, dining, and entertainment. Nestled on a leased lot, the home showcases charming curb appeal with a private driveway and covered parking. Step inside to a light-filled, open floor plan enhanced by high ceilings, creating a welcoming atmosphere ideal for both everyday living and entertaining. The spacious living area features plush carpeting and flows seamlessly into the adjacent dining area and open-concept kitchen. The bright and stylish kitchen offers crisp white raised-panel cabinetry with crown molding, granite countertops, a coordinating tile backsplash, skylight, pantry closet, and updated appliances. Matching wood flooring ties the space together, while a dedicated dinette area just beyond the kitchen opens to the Florida room, allowing for effortless indoor-outdoor living. A washer and dryer are conveniently tucked into a nearby closet. The primary suite is a comfortable retreat featuring wood laminate flooring, a walk-in closet, and a private en-suite bath complete with a walk-in shower, single-sink vanity, and ample storage. A desirable split-bedroom floor plan provides added privacy, with two guest bedrooms offering plush carpeting, built-in closets, and easy access to a well-appointed guest bathroom. The Florida room is bright and airy with expansive windows—perfect for morning coffee, casual entertaining, or relaxing at the end of the day—and includes a 10’ x 8’ attached storage room for added convenience. Just outside, a private backyard patio backs up to a wooded area, offering a peaceful, natural setting with added privacy. Recent updates include new ductwork and A/C (2024), all interior water supply piping replaced (2024), new roof (2023), and a water softener (2024). Whether you’re looking for a seasonal escape or a full-time residence, this home delivers a lifestyle that’s hard to beat. Riverside Oaks residents enjoy a heated Olympic-size pool, shuffleboard, billiards, and an active social calendar featuring monthly dances, weekly bingo, breakfasts and dinners, theater outings, off-site dining, and more. Pack your bags and start enjoying the Florida lifestyle today! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $67,920 | $67,920 | $67,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $407 | $424 | $559 |
| Total Monthly Payment | $482 | $499 | $634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.