304 STERLING LAKE DRIVE, Ocoee, FL, 34761 | $384,900

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Charming, move-in-ready living awaits at 304 Sterling Lake Drive in Ocoee’s desirable Silver Bend community. This thoughtfully maintained single-family home offers peace of mind with the costly maintenance items already completed, leaving the next owner free to personalize with decorative accents to suit their style. Major updates include a NEW ROOF (2025), NEW EXTERIOR PAINT & WINDOW SCREENS (2025), NEW INTERIOR PAINT (2026), and HVAC system replaced in 2020. The home was replumbed in 2009 by a prior owner. The open great room floor plan is highlighted by vaulted ceilings, creating a light and airy atmosphere ideal for everyday living and entertaining. A brick accented woodburning fireplace adds warmth to the space. Split bedrooms provide privacy for all, while laminate flooring covers the main living areas. A large eat-in kitchen with stainless steel appliances is perfect for casual dining and morning coffee. The adjacent dining area and breakfast bar extend your gathering options. The spacious primary suite features tray ceiling and walk-in closet with an en-suite bath. The primary bathroom has new vanity lighting and a gorgeous new walk-in shower. Outdoor living is a standout with both a large screened patio for relaxing year-round and an open brick paver patio—ideal for grilling and backyard gatherings. The irrigation system will help keep your landscaping beautiful year round. A preventative maintenance termite bond is transferable to new owners at closing. The partially fenced backyard and 2-car garage add to the home’s functionality. Ceiling fans throughout keep every room comfortable. An indoor laundry room offers space for your supplies, hanging clothing and extra storage. Zoned for well rated Citrus Elementary, Ocoee Middle, and Ocoee High, and conveniently located near the 408 expressway, dining, shopping, and easy access to Central Florida theme parks. All information is deemed accurate but not guaranteed and should be verified. Sold As-Is.

Features

  • Amenities: Fence Restrictions
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1992
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,560
  • Acreage: 0.17
  • Est. Taxes: $3,255
  • HOA Fee: $180 Semi-Annually
  • Lot Desc: Cul-De-Sac, City Lot, Landscaped, Sidewalk
  • Elem. School: Citrus Elem
  • Middle School: Ocoee Middle
  • High School: Ocoee High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6380340
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/O6380340/304sterlinglakedrive_ocoee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/27/2026 9:17:12 PM)
Listing courtesy of HOMEVEST REALTY   Phone: 407-897-5400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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304 STERLING LAKE DRIVE, Ocoee, FL, 34761

$384,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $307,920 $307,920 $307,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $271 $271 $271
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,700 $1,821 $2,455
Total Monthly Payment $2,046 $2,167 $2,801

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.