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Where else and you be on canal front property for this price? Tucked back in a little known neighborhood off McCay Bay just North of Causeway Blvd , you can ring your boat to this 3 bedroom 2 bath home with 72ft of canal frontage. This home has a boat ramp and a 1. 8 ton electric boat davit with storage rack. There is a spot to park your boat trailer on property. You can be out in McKay Bay in 10 minutes by boat and to Ybor City and Channelside in less than 10 minutes by car. This home has been updated from head to toe including a roof and gutter replacement in 2021, Air conditioning in 2021, Carport added in 2021, boat ramp extended 8 additional feet in 2021, septic pump replaced in 2022. The Split bedroom plan offers privacy at night. Enjoy the nature views through the back solar tinted window. West facing windows are solar tinted to keep you cool in the Florida sun while enjoying your sunset view of water and wildlife. Dolphin, snook, redfish, snapper and other aquatic species will be your backyard neighbors The kitchen has solid wooden cabinets and butcher block counter tops. The laundry room is off the kitchen The floorpan is open, bright and airy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $535 | $535 | $535 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,896 | $2,491 |
| Total Monthly Payment | $2,456 | $2,505 | $3,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.