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Under contract-accepting backup offers. Welcome to 18411 Autumn Mist Drive, a distinctive stilt-style home located on a private road in desirable Lutz, FL—ideal for buyers seeking privacy, functionality, and peace of mind. Elevated construction not only adds character but also provides enhanced protection against flooding, improved drainage, and better airflow, making it a smart choice for Florida living.
This 3-bedroom, 2. 5-bath home features the main living areas upstairs, while the ground level offers a half bathroom, two generous storage rooms, and a laundry area conveniently located within the storage space, keeping daily living organized and efficient. The elevated design allows for exceptional use of space below, including two carports providing a total of four covered parking spaces, perfect for vehicles, boats, or recreational equipment.
Major updates include a new roof (2025) and HVAC system replaced in 2022, offering long-term reliability and reduced maintenance. Being situated on a private road adds an extra layer of exclusivity, minimal traffic, and a quiet setting rarely found so close to everyday conveniences.
Enjoy proximity to nearby parks, nature preserves, and local waterways, along with access to top-rated schools, shopping, dining, and major roadways. This home blends thoughtful design, modern updates, and a tranquil location—an excellent opportunity to enjoy the best of Lutz living.
Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $224,000 | $224,000 | $224,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $124 | $124 | $124 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,237 | $1,325 | $1,786 |
| Total Monthly Payment | $1,436 | $1,524 | $1,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.