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Welcome to 30 Coram Street, an appealing two-family home in the heart of the Spring Glen section of Hamden, located near Lake Whitney. Offering 2, 400 square feet split evenly between two units, this property presents a flexible opportunity for owner-occupants or investors. Each unit features a comfortable and functional layout with a living room, dining room, kitchen, two bedrooms, and a full bathroom, along with hardwood flooring throughout. Notable updates include a remodeled first-floor kitchen with quartz countertops, new cabinetry, and upgraded appliances, as well as freshly painted walls and ceilings on both levels. Outdoor amenities include a screened-in porch, patio, and a newly sodded, fenced backyard, adding valuable outdoor living space. Ideally situated close to Yale, Quinnipiac, Albertus Magnus, Southern Connecticut State University, and Downtown New Haven, with on-street and off-street parking available. Spring Glen Village, local shops, dining, and bus line access are all within walking distance. The Town of Hamden is in the 1st year of a 4 year Phase In for Taxes. Taxes listed in this report represent taxes for 1st year of phase in. Agent is related to seller. The Town of Hamden is in the 1st year of a 4 year phase in of taxes. Taxes listed in this report represents taxes for 1st year.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $832 | $832 | $832 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,374 | $2,471 | $3,288 |
| Total Monthly Payment | $3,281 | $3,378 | $4,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.