3 MONTERREY DRIVE, Palm Coast, FL, 32137 | $799,900

NEW ROOF TO BE INSTALLED THIS MONTH. . . . . WELCOME HOME TO 3 MONTERREY DRIVE IN THE SOUGHT AFTER HAMMOCK DUNES COMMUNITY, ONE OF PALM COAST’S MOST DESIRABLE OCEAN FRONT, GOLF, AND GATED NEIGHBORHOODS. THIS LUXURIOUS 3 BEDROOM, 2 BATH VILLA WITH OVER 2, 100 SQFT HAS BEEN THOUGHTFULLY RENOVATED AND IMPECCABLY MAINTAINED. MOVE IN READY!! THE OPEN CONCEPT LAYOUT IS ANCHORED BY THE SHOW STOPPING KITCHEN WITH MARBLE COUNTERTOPS, STAINLESS APPLIANCES AND OVERSIZED ISLAND. THE LARGE OPEN AND BRIGHT LIVING AREAS IN BOTH THE FRONT AND THE BACK OF THE HOME ARE PERFECT FOR ENTERTAINING FAMILY AND FRIENDS. STEP OUT ONTO THE PRIVATE SCREEN PORCH FOR THE BEST OF OUTDOOR LIVING. THE PRIVATE PRIMARY BEDROOM IN THE REAR OF THE HOME ALSO OVERLOOKS THE OVERSIZED SCREEN PORCH WITH FABULOUS SUNSETS. THE PRIMARY BATH IS SPA LIKE WITH TWO LARGE CLOSETS WITH ELFA SHELVING SYSTEMS. THE 2 GUEST BEDROOMS ARE ALSO SPACIOUS AND WELCOMING. HIGH END LUXURY VINYL FLOORING, 3 INCH PLANTATION SHUTTERS AND ELECTRIC BLINDS THRU OUT THE HOME. NEW FRONT DOOR AND NEW EXTERIOR FRENCH DOORS IN THE REAR LEADING TO THE SCREEN PORCH WITH NEW SCREENS. WHOLE HOUSE WATER FILTRATION SYSTEM, NEW GUTTERS, AND BRAND NEW HOT WATER HEATER. BEAUTIFUL BRICK PAVER DRIVEWAY AND WALKWAY ARE JUST A FEW OF THE SPECIAL FEATURES THIS HOME BOASTS.

THIS VILLA HOME IS PERFECT FOR FULL TIME COASTAL LIVING OR A SPECIAL BEACH GETAWAY. LIVING IN THE VILLAS YOU WILL EXPERIENCE A CAREFREE LIFESTYLE. THE HOA TAKES CARE OF THE LOVELY GROUNDS, WHICH MEANS NO YARD WORK AND MORE GOLF OR STROLLING ON THE BEACH.
THIS AMAZING HOME IS JUST STEPS AWAY FROM THE NEIGHBORHOODS PRIVATE BEACH WALK OVER.

HAMMOCK DUNES OFFERS AN OPTIONAL MEMBERSHIP TO THE HAMMOCK DUNES CLUB WHICH OFFERS TWO GORGEOUS GOLF COURSES, OCEAN FRONT DINING, TENNIS, CROQUET, PICKLEBALL, POOL, AND SO MUCH MORE.
CALL FOR AN EASY APPOINTMENT TO SHOW AND START LIVING THE COASTAL DREAM!! SELLER IS A LICENSED REALTOR IN THE STATE OF FLORIDA.

Features

  • Amenities: Gated
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Closet
  • Style: Mediterranean
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,123
  • Acreage: 0.23
  • Est. Taxes: $6,157
  • HOA Fee: $394 Monthly
  • Lot Desc: Landscaped, Level, Near Golf Course, Private
  • View: Trees/Woods, Water
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: FC316002
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/FC316002/3monterreydrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/21/2026 5:43:34 AM)
Listing courtesy of HOMESMART   Phone: 407-476-0451

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3 MONTERREY DRIVE, Palm Coast, FL, 32137

$799,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,920 $639,920 $639,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.520% 5.900%
Monthly Tax Payment $513 $513 $513
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,837 $3,992 $5,271
Total Monthly Payment $4,442 $4,597 $5,876

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.