2172 DEBORAH DRIVE, Punta Gorda, FL, 33950 | $1,350,000

Exceptional sailboat-access waterfront residence offering 5 bedrooms, 3. 5 bathrooms, a 3-car garage, a heated pool, private dock with boat lift, and NO HOA FEES. Thoughtfully designed for both elegance and functionality, this expansive home features three bedrooms and two full baths on the main living level—ideal for everyday comfort and multigenerational living. Extensive recent upgrades provide peace of mind and modern appeal, including a new tile roof (2024), new landscaping (2024), Generac whole-house generator (2025), tankless water heater (2024), ADT security system (2024), new washer (2025), and one of two A/C systems replaced (2025). The home has been completely repainted inside and out, and features new waterproof vinyl flooring throughout, with stairs redone and finished with solid oak. The travertine flooring was professionally stripped and resealed in 2025, and the lanai surface was stripped and cleaned in 2026. Outstanding exterior features include a paver circular driveway, 35’ concrete dock, 24, 000-lb boat lift with two new motors (2025), quick minutes-to-open-water access, impact windows with accordion shutters, and a whole-home water purification system. Inside, the bright and open floor plan is enhanced by Italian marble flooring, crown molding, recessed lighting, and expansive windows showcasing breathtaking sunset and water views. The spacious living and dining areas create the perfect setting for entertaining. The gourmet kitchen has been refreshed with new quartz countertops, a new kitchen sink, abundant cabinetry, electric cooktop, dual convection oven/microwave, Sub-Zero cabinet-front refrigerator, walk-in pantry, breakfast bar, reverse osmosis system, and a charming dining nook with aquarium windows for scenic waterfront dining. The primary suite offers a private retreat with tray ceiling, engineered hardwood flooring, his-and-hers walk-in closets, and direct lanai and pool access. The en-suite bath features a dual-sink granite top vanity, soaking tub, fully tiled walk-in shower with bench, linen closet, water closet, and convenient laundry access. Two guest bedrooms on the main level provide privacy with a split-bedroom layout, while upstairs offers a sitting area with balcony access and two additional bedrooms sharing a full bath. Outdoors, enjoy an expansive waterfront lanai surrounded by lush tropical landscaping, a heated pool with waterfall feature, paver seating areas, and an air-conditioned pool bath—ideal for relaxing or entertaining. Boating enthusiasts will appreciate effortless access to Charlotte Harbor and beyond. Ideally located near Fisherman’s Village, Ponce de Leon Park, Gilchrist Park, and historic downtown Punta Gorda, with easy access to boating, biking, dining, live entertainment, and award-winning Gulf beaches including Englewood Beach, Manasota Key, and Stump Pass. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 102 x 120 x 63 x 120
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2007
  • Garage: 3-car Circular Driveway, Driveway, Garage Door Opener, Ground Level, Off Street, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,092
  • Acreage: 0.23
  • Lot Size: 102 x 120 x 63 x 120
  • Est. Taxes: $17,894
  • Lot Desc: FloodZone, City Lot, In County, Landscaped, Near Golf Course, Near Marina
  • View: Pool, Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Washer, Water Purifier
  • MLS#: C7521361
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/C7521361/2172deborahdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/27/2026 3:11:08 PM)
Listing courtesy of MARINA PARK REALTY LLC   Phone: 941-205-0888

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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2172 DEBORAH DRIVE, Punta Gorda, FL, 33950

$1,350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,080,000 $1,080,000 $1,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $1,491 $1,491 $1,491
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,964 $6,303 $8,825
Total Monthly Payment $7,580 $7,919 $10,441

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.