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Step inside this thoughtfully updated Colonial home, ideally situated within the Croton-Harmon School District. An expansive front porch welcomes you and provides the perfect setting to relax or enjoy your morning coffee. Inside, a bright living room flows seamlessly into the formal dining area, creating an easy and inviting layout. The eat-in kitchen anchors the home with stainless steel appliances, granite countertops, custom cabinetry, and a spacious walk-in pantry offering excellent storage. A full bathroom and washer/dryer hookups add to the home’s practical design. The upper level includes three bedrooms and direct access to the backyard, making outdoor enjoyment easy and accessible. Make your way down to the unfinished basement provides additional storage and utility space. Municipal water and sewer add to the ease of ownership. Located just minutes from Croton Commons Shopping Center, local cafes and restaurants, Croton Point Park, Croton Gorge Park, scenic trails, the Croton-Harmon Train Station, and Route 9, with easy access to NYC.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $474 | $474 | $474 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,235 | $2,391 | $3,183 |
| Total Monthly Payment | $2,784 | $2,940 | $3,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.