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This charming 1925 Craftsman cottage blends timeless character with thoughtful modern updates—an ideal opportunity to own a piece of Florida history without sacrificing today’s comforts. Situated within city limits and just steps from the official historic district, this home offers flexibility to continue enhancing it or enjoy its classic “Old Florida Cracker” charm for generations to come.
With NO HOA, bring your toys, boat, or RV—there’s an extra-long driveway with plenty of parking. This 2 bedroom, 2 bathroom home has been lovingly maintained, and it shows. Major improvements include a roof replaced in 2025, meticulously maintained HVAC with 10 year warranty available, and updated plumbing and electrical. A professionally installed critter-defense barrier throughout the entire crawlspace adds peace of mind.
The updated kitchen is both functional and stylish, featuring solid wood cabinetry, a pantry, stone countertops, a breakfast bar and appliances replaced in 2019—perfect for casual dining and entertaining. The split floor plan offers privacy, with an en-suite front bedroom featuring a tub/shower combo and a spacious primary suite with a walk-in shower.
French doors open from the dining area into a light-filled Florida room, creating a seamless indoor-outdoor flow, while the rear bonus room is ideal for a home office, den, or flex space. Outside, the fully fenced backyard is shaded by mature trees and offers endless potential—whether for entertaining, gardening, or future expansion. A fully screened in porch and bar area add in extra indoor/outdoor entertaining space. A detached shed and workshop make this property a dream for hobbyists and gardeners alike.
Conveniently located near downtown Bradenton, shopping, dining, and just minutes from the best Gulf Coast beaches, this home is the perfect blend of history, lifestyle, and location.
A rare find with character, updates, and freedom—schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $307,200 | $307,200 | $307,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $190 | $190 | $190 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,891 | $1,942 | $2,551 |
| Total Monthly Payment | $2,156 | $2,207 | $2,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.