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PRIVATE CORNER LOT | NEW ROOF | WHOLE-HOUSE GENERATOR | 1-YEAR HOME WARRANTY: Located on a private corner lot in the desirable gated Indigo East community, this beautifully maintained "snowbird" Pennyroyal Gold model offers over 1, 700 square feet of stylish, move-in-ready living. With a brand-new roof (2025), a whole-house generator, and a 1-year home warranty, this home delivers comfort, quality, and peace of mind. A welcoming courtyard entrance invites you inside to a soothing gray-and-white palette, tile flooring throughout (carpet only in the guest bedroom), crown molding, specialty millwork, recessed lighting, and solar tubes that fill the home with natural light. The spacious great room has been freshly painted and is ideal for both everyday living and entertaining. The updated kitchen features granite countertops, solid oak cabinets with pull-out shelving and crown molding, a pantry, and a breakfast bar overlooking the great room. BRAND new 2025 Stainless Steel Dishwasher and Microwave plus seller is offering a $500 credit towards a stove. The primary suite serves as a relaxing retreat with a coffered ceiling, crown molding, chair-rail detail, dual walk-in closets, and an en-suite bath offering double vanities, a large walk-in tiled shower with bench seating, and a soaking garden tub perfect after a day on the nearby Candler Hills golf course. The guest bedroom is equally generous in size. Enjoy Florida living year-round in the enclosed lanai, complete with a dry bar, roll-down room-darkening shades, and eastern exposure. Outside, the brick-paver rear lanai offers specialty lighting, a retractable awning, and no rear neighbors, creating a private outdoor retreat with the community garden nearby. The two-car garage impresses with epoxy flooring, pull-down attic access, an insulated door, sliding garage screens, and a dedicated panel box for the generator. The home's zero-scape landscaping with sculpted earth-tone stone enhances curb appeal while keeping maintenance to a minimum. For added convenience, the like-new furniture is available for purchase. Residents of Indigo East enjoy private amenities including two pools, a hot tub, clubhouse, fitness center, dog park, and miles of walking trails, along with curbside mail and waste collection. As part of the On Top of the World community, homeowners also enjoy access to OTOW'S Square and Master the Possibilities. On Top of the World is Ocala's premier 55+ golf-resort community, offering golf-cart access to shopping, dining, entertainment, health, and beauty services.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,404 | $1,479 | $1,909 |
| Total Monthly Payment | $1,863 | $1,938 | $2,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.