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Welcome to 1110 Studdingsail Lane in The Cove at Folly Beach -- a beautifully maintained townhome just one mile from the beach. Built in 2022 and thoughtfully upgraded, this 4-bedroom, 3. 5-bath home offers over 2, 200 square feet of elevated coastal living with some marsh views. The open-concept main living area is filled with natural light and features luxury vinyl plank flooring throughout. Custom plantation shutters throughout enhance the home's coastal style while providing excellent light control and privacy. . The kitchen is designed for both everyday living and entertaining, with quartz countertops, stainless steel appliances, a gas range, double wall ovens, microwave, and a large island. A formal dining room opens to the front porch, while a powder room and flexiblepurpose room complete this level. A private elevator runs from the garage to the main and second floor for added convenience. The primary suite is spacious and serene, with a walk-in closet and spa-like bath. Two additional bedrooms, a full bath, and a laundry room are also located on the second floor. The third level features a large bedroom or loft with a full bath and an expansive balcony overlooking the marsh - a perfect retreat. A two-car garage provides ample storage and easily accommodates a golf cart, bikes, kayaks, and beach gear. An electric bike will convey! The community offers low-maintenance living, including landscaping and road upkeep, plus access to a deep-water dock (2189 Folly Rd. ). If you're looking for a turn-key home close to Folly Beach, yet tucked away from the crowds - this one truly checks all the boxes.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$994,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $795,600 | $795,600 | $795,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,770 | $4,899 | $6,714 |
| Total Monthly Payment | $4,862 | $4,991 | $6,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.