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Presented by
James Millington - The Millington Team |
707 Winterside Drive is a 3-bedroom, 2. 5-bath home in the BayBreeze neighborhood of MiraBay where the HOA covers lawn care, irrigation, and water -- meaning your monthly expenses are predictable, your yard is always maintained, and your weekends are your own. That alone sets this home apart from nearly everything else available in Apollo Beach right now.
The Egret floorplan by Park Square Homes puts the primary suite on the main floor, a detail that matters whether you are a retiree, a professional who travels, or simply someone who does not want to climb stairs at the end of a long day. The primary bath features dual vanities, an upgraded walk-in shower with bench and dual shower heads, and a custom 8x10 walk-in closet with built-in organization. Upstairs, two additional bedrooms, a full bath with double vanity, and an open loft give you the flexibility to create a home office, media room, playroom, or guest space.
The kitchen is genuinely well-equipped -- light granite countertops, upgraded cabinetry, double ovens, a gas cooktop, pull-out pantry shelving, and a large center island that works as well for a quiet weeknight dinner as it does for entertaining. A tankless water heater, whole-home water softener, smart thermostats and switches, hurricane shutters, and ceiling fans throughout round out the upgrades. The garage features epoxy flooring, oversized workspace and storage, and an extra-long driveway with nearby guest parking.
Out front, a large covered porch overlooks a park-like mew with a gazebo -- one of MiraBay's most charming streetscapes. Out back, a screened lanai gives you private outdoor living space. Miles of walking trails wind through the community and into the Wolfe Creek Nature Preserve right from your street.
All of this sits inside MiraBay, with two heated pools, a poolside cafe, lounge with TVs, 24-hour gym with dual saunas, tennis, pickleball, basketball, three parks, a private boat launch, and two kayak and paddleboard launches with free community equipment. A full-time activity coordinator, food trucks, live entertainment, and the annual lighted boat and golf cart parade make this one of the most active communities on the SouthShore. Golf cart access to the MiraBay Shopping Village puts dining, groceries, healthcare, and more within reach without touching the highway.
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Our Executive Mortgage Banker:
Our Insurance Division:
$408,000
Sales Associate
William Raveis Real Estate
Phone: 203.258.1049
James.Millington@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $326,400 | $326,400 | $326,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $805 | $805 | $805 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,955 | $2,061 | $2,710 |
| Total Monthly Payment | $2,835 | $2,941 | $3,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.