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Built in 2015 by Schmidt Homes, this elevated waterfront residence delivers the perfect balance of lifestyle, quality, and confidence. Offering 3 bedrooms, 2 baths, and 1, 863 square feet of thoughtfully designed living space, the home features impact-rated windows and doors, a spacious three-car garage, and the rare advantage of no HOA and no CDD. The exterior was freshly repainted in 2025, with windows professionally recaulked, reinforcing both curb appeal and long-term peace of mind.
Inside, a bright and welcoming entry opens to an open-concept kitchen with a large island overlooking the living area - ideal for everyday living and effortless entertaining. Two guest bedrooms are positioned at the front of the home for privacy, while the generously sized primary suite offers dual walk-in closets and a private bath with dual vanities and a walk-in shower, creating a comfortable and functional retreat.
Step outside and fully embrace the Florida waterfront lifestyle. A 26-foot-wide screened lanai overlooks the pavered patio, private dock, and 14, 000-lb boat lift, offering direct, bridge-free access to Tampa Bay - perfect for boaters and water enthusiasts. The dock and lift have been recently upgraded with new pole wrappings and lift padding. Mature landscaping enhances backyard privacy and curb appeal, with additional flower beds and curbing added in 2024. Notably, the home remained high and dry during the 2024 hurricanes with no damage or water intrusion.
The property may be offered turn-key, with the option to include furnishings, kitchenware, and household essentials - allowing for a seamless transition into waterfront living from day one.
Located in Apollo Beach, this home places you in a relaxed coastal community known for navigable canals, stunning sunsets, and an active outdoor lifestyle. Residents enjoy boating, fishing, paddleboarding, and scenic walks at the Apollo Beach Nature Preserve and waterfront park. Everyday conveniences are close by, with shopping, dining, and services nearby, plus additional retail and entertainment options in Riverview and Brandon. Waterfront dining is a local favorite, with several restaurants accessible by boat for a truly coastal experience.
Healthcare options include nearby South Bay Hospital, Brandon Regional Hospital, and a wide range of medical providers throughout the South Shore area. With quick access to I-75, commuting to Tampa, Sarasota, and Orlando is easy, and Tampa International Airport is within comfortable driving distance. This home offers a rare opportunity to enjoy secure, low-maintenance waterfront living while staying connected to everything the Tampa Bay area has to offer.
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$785,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $628,000 | $628,000 | $628,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $498 | $498 | $498 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,765 | $3,918 | $5,173 |
| Total Monthly Payment | $4,355 | $4,508 | $5,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.