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6 Rugby Drive, Shirley, NY, 11967 | $499,000
Discover 6 Rugby Drive in Shirley with stunning WATERVIEWS of the bay, a resort-style backyard, and major upgrades already done. This is a lifestyle on the south shore of Long Island where everyday living feels like a weekend getaway. This move in ready home feels bright, modern, and has an open concept, with 2 bedrooms and 1 full bath (previously configured as a 3 bedroom). Highlights include OWNED SOLAR with extra back up batteries storage, solar hot water with storage tank, low utilities bills with solar, and a florida room with a 6-person indoor HOT TUB. Step outside to an entertainer’s backyard featuring a brand new Cambridge stone patio (April 2025), custom outdoor granite island, new fire pit, and cabana-style entertainment shed (8x7). Additional outdoor upgrades include new arborvitae privacy trees all around for privacy, new deck (2022) recessed exterior lighting, and white PVC fence with 6ft gate and front yard. 1 detached garage for storage, hobbies, or beach gear. Recent updates include a Fully Remodel Bathroom (2024), 2 New Anderson bay windows in (2024) showcase the waterviews and other Anderson windows (2) in basement. New blue vinyl Siding (2022), new french closet door (2024), fresh paint, new interior doors, baseboards, and recessed lighting inside and outside. Excellent condition and over $120k in upgrades in the last 2 years. Featuring additional highlights of: full unfinished basement, ductless mini splits (heating & cooling-2 units), gas fireplace with mantel, gas double oven stove, ceiling fans, storm doors, chandelier, ample storage, and washer and dryer. Enjoy the rare benefits of NO FLOOD insurance required and taxes under $8, 000. This beach home is ideal for a first a time home buyer, potential AirBnB or vacation retreat. Prime and conveniently located just 2 blocks from Shirley Beach, 2 minutes to Smith Point Marina and Smith Point Beach, and approximately 30 minutes to the Hamptons or 30 minutes to Ronkonkoma train station to go into NYC. Whether hosting summer gatherings, enjoying peaceful mornings by the water, or relaxing under the stars, this home offers the perfect setting to create lasting memories.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Laundry: Gas Dryer Hookup, In Basement, Washer Hookup
- Style: Ranch
- Year Built: 1975
- Garage: 1-car
- Heating: Baseboard, Heat Pump, Oil
- Cooling: Ductless
- Basement: Full, Storage Space, Unfinished
- Approx Sq. Feet: 1,300
- Acreage: 0.17
- Est. Taxes: $7,663
- Lot Desc: Back Yard, Front Yard, Landscaped, Level, Views
- View: Water
- Elem. School: John S Hobart Elementary School
- Middle School: William Paca Middle School
- High School: William Floyd High School
- School District: William Floyd
- Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer, Oil Water Heater, Solar Hot Water
- MLS#: 958737
- Days on Market: 94 days
- Website: https://www.raveis.com
/prop/958737/6rugbydrive_shirley_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
6 Rugby Drive, Shirley, NY, 11967
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $639 | $639 | $639 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,391 | $2,490 | $3,260 |
| Total Monthly Payment | $3,105 | $3,204 | $3,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535