74 BELEM STREET, Punta Gorda, FL, 33983 | $384,999

THIS ATTRACTIVE, WELL MAINTAINED, 3 BEDROOM 2 BATHROOM POOL HOME, SITUATED ON A CORNER LOT, IN THE “DEEP CREEK” NEIGHBORHOOD LOCATED IN AN “X”FLOOD ZONE, BUILT ON THE HIGHEST ELEVATION IN CHARLOTTE COUNTY, SO THERE IS NO MANDATORY FLOOD INSURANCE. ***BRAND NEW WASHER DRYER INCLUDED IN SALE 02/01/2026*** HOME HAS A NEW A/C(2023) NEW ROOF(2023) NEW POOL FILTER AND PUMP(2023) FRESH EXTERIOR PAINT(2023) NEW SCREENS IN POOL CAGE(2023) THESE ARE ONLY A PART OF THE REASONS THAT “74 BELEM” MAKES PERFECT SENSE! ALSO LOCAL GOLF COURSES, PICKLE BALL, BOAT RAMPS, BEACHES. WITH MANY “CLOSE BY OPTIONS” LIKE- SUPERMARKETS, RETAIL, HARDWARE, FUEL, THEATER, AND RESTAURANTS ARE A SHORT DRIVE AWAY. QUICKLY ACCESS RT. 75, KINGS HWY, AS WELL AS ENDLESS “FLORIDA” RECREATIONAL OPTIONS. THIS HOME HAS BEEN OWNED, LOVED AND LIVED IN, BY THE ORIGINAL OWNERS, EVER SINCE CUSTOMIZING THE FINAL BUILD IN 2004. BOASTING ALMOST 2, 000 SQ. FT. OF LIVING SPACE, CLOSETS IN EVERY ROOM, AND LOW TAXES. THE CUSTOM FLOOR PLAN IS PERFECT FOR FAMILY OR GUESTS TO HAVE THEIR OWN SPACE AND PRIVACY, A SPACIOUS YARD ON A CORNER LOT, GORGEOUS VIEWS OF THE GREENBELT ARE ALL READY FOR FIDO TO CALL HOME. THE ADJOINING GREENBELT CREATES PRIVACY, AND VIEWS FROM THE REAR OF THE HOME THAT CAN BE ENJOYED FROM YOUR SPACIOUS NEWLEY SCREENED-IN, IN-GROUND POOL, POOL DECK, AND LANAI WHICH ARE TREATED IN “COOL DECKING” FOR COOLER STEPS TO THE POOL, THE LANAI ALSO HAS DIRECT ACCESS TO AND FROM THE LARGE PRIMARY BEDROOM AND PRIVATE BATHROOM WITH SEPARATE WALK-IN SHOWER AND GARDEN TUB, DUAL SINKS, QUICK ACCESS TO THE OVERSIZED KITCHEN, AS WELL AS THE LIVING/DINING AREA BY A PAIR OF WELCOMING FRENCH DOORS. “LIVE FREE IN FLORIDA” AND ENJOY THE CONVENIENT LOCATION, LOW MAINTENANCE, ** NO FLOOD INSURANCE***FRIENDLY PEOPLE, UPDATED HOME AND THE LOW COST OF LIVING. THESE ARE ALL GREAT REASONS TO LIVE IN HIGHLY DESIRED-PUNTA GORDA, FLORIDA.

Features

  • Amenities: Basketball Court, Maintenance, Pickleball Court(s), Recreation Facilities, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Contemporary, Florida
  • Year Built: 2004
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Guest, Off Street
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,940
  • Acreage: 0.23
  • Est. Taxes: $2,623
  • HOA Fee: $17 Monthly
  • Lot Desc: Corner Lot, City Lot, Near Golf Course
  • View: Park/Greenbelt
  • Adult Communities: Yes
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Port Charlotte High
  • Pool: Child Safety Fence, Deck, Gunite, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: D6145967
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/D6145967/74belemstreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 3:28:31 AM)
Listing courtesy of TMI REAL ESTATE COMPANY AND RE   Phone: 941-460-0410

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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74 BELEM STREET, Punta Gorda, FL, 33983

$384,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $307,999 $307,999 $307,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $219 $219 $219
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,773 $1,871 $2,496
Total Monthly Payment $2,067 $2,165 $2,790

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.