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155 Stillwater Road, Smithfield, RI, 02917 | $505,000
Tucked away on a quiet road in Smithfield, this charming 3-bedroom, 2-bathroom cottage offers a peaceful retreat on 2. 33 wooded acres. Blending classic cottage appeal with modern upgrades, the home features a newly renovated kitchen ideal for both quick breakfasts and weekend culinary experiments. Step outside and you're greeted by an expansive yard that invites you to slow down and stay awhile. A sparkling inground pool, perfect for warm summer days or the occasional splash battle. Garden enthusiasts will appreciate the designated planting area. For those in need of flexible space, a 580-square-foot outbuilding with electricity, while in need of rehab, opens the door for hobbies, workshops, or perhaps a retreat of your own. The property offers the possibility of being subdivided creating an acre lot accessible from a nearby cul-de-sac offering additional potential for future expansion or investment. All of this, of course, is contingent upon the seller securing their next home. Conveniently located near scenic spots like Stillwater Pond Dam and offering quick access to Interstate 295, the location provides a balanced lifestyle close to nature, yet within easy reach of daily necessities. Whether you're looking for privacy, room to grow, or an opportunity to enjoy the quieter side of Rhode Island living, this home delivers the space and versatility to make it happen. Just don't be surprised if the outdoors become your favorite "room" in the house.
Features
- Amenities: Highway Access,Near Schools,Restaurant,Shopping
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Style: Cabin,Split Level
- Year Built: 1940
- Garage: No Garage
- Heating: Baseboard,Oil,Wood
- Cooling: None
- Basement: Crawl Space
- Approx Sq. Feet: 1,853
- Acreage: 2.33
- Est. Taxes: $4,911
- Lot Desc: Wooded
- Appliances: Dryer,Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Range Hood,Water Heater,Washer
- MLS#: 1404578
- Website: https://www.raveis.com
/eprop/1404578/155stillwaterroad_smithfield_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
155 Stillwater Road, Smithfield, RI, 02917
$505,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $404,000 | $404,000 | $404,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $409 | $409 | $409 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,390 | $2,488 | $3,299 |
| Total Monthly Payment | $2,891 | $2,989 | $3,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB