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856 WISCONSIN AVENUE, Palm Harbor, FL, 34683 | $525,000
Under contract-accepting backup offers. LIVE IN THE MIDDLE OF ALL THE MAGIC! Perfectly positioned between charming Ozona and vibrant Downtown Palm Harbor, this elevated home offers the ultimate blend of coastal living, convenience, and character. Golf cart to your favorite restaurants, cafés, and boutique shopping, or hop on your bike and cruise the Pinellas Trail just steps away.
Inside, you’ll find a beautifully maintained and thoughtfully updated 3-bedroom, 2. 5-bath home with a 2-car garage and inviting spaces designed for both everyday living and entertaining. Recent upgrades include a brand-new roof and A/C (2024), impact-resistant double-pane windows, updated siding and sliders, fresh interior and exterior paint, and new carpet on the second floor and stairs. Elegant touches throughout include real hardwood floors, crown molding, a cozy wood-burning fireplace, and a charming bay window with skylights that flood the home with natural light.
The warm, welcoming kitchen features wood cabinetry, granite countertops, a pantry closet, and a picturesque window overlooking the backyard. An oversized laundry room with full-size stackable washer/dryer and abundant storage offers flexibility for a home office, craft room, or multi-purpose space. All bedrooms are located upstairs, along with two expansive decks—perfect for morning coffee or evening relaxation.
Outside, enjoy a large fenced backyard with room for your boat or RV and a 30-amp plug for RV or EV charging. Best of all, the home experienced no flood damage from recent storms, is in a well-cared-for neighborhood with no HOA, and offers the rare bonus of a transferable flood insurance policy.
This is your opportunity to own a truly move-in-ready home in one of Palm Harbor’s most sought-after locations—where coastal charm meets everyday convenience. From Pop Stansell Park, a five acre waterfront park, and the water to A-rated schools and quaint downtown streets, everything you love about Palm Harbor is right at your fingertips.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Inside, Laundry Room
- Style: Florida
- Year Built: 1985
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,522
- Acreage: 0.13
- Est. Taxes: $1,592
- Lot Desc: City Lot, In County, Landscaped, Near Marina, Near Public Transit
- Elem. School: Ozona Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Yes
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator
- MLS#: TB8474014
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/TB8474014/856wisconsinavenue_palmharbor_fl?source=qrflyer
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL Phone: 727-493-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
856 WISCONSIN AVENUE, Palm Harbor, FL, 34683
$525,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $133 | $133 | $133 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,385 | $2,515 | $3,376 |
| Total Monthly Payment | $2,610 | $2,740 | $3,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388