|
381 SMUGGLERS WAY, Apopka, FL, 32712 | $327,000
3/2. 5 townhouse in Hidden Lake Reserve in Apopka. Loft and screened patio. Built 2022 by M/I Homes with all systems 2022, HOA $280/mo.
This 3 bedroom, 2 full and 1 half bathroom townhouse in Apopka offers 1, 633 square feet of living space in a gated community with a predictable HOA structure. Built in 2022 by M/I Homes, the property includes all major systems installed in 2022, including HVAC, roof, water heater, and appliances, supporting a lower near term maintenance profile compared to older resales.
The first floor features an open layout that connects the kitchen, dining, and living areas into one continuous space. The kitchen includes granite countertops, 42 inch upper cabinets, stainless steel appliances, and functional storage. Ceramic tile flooring runs throughout the main level, supporting durability and ease of upkeep. A screened rear patio extends the living space outdoors and provides a covered area for daily use.
Upstairs, all three bedrooms are positioned away from the main living area along with a flexible loft that can function as a second living space, office, or hobby area. The primary suite includes a walk in closet, and the layout allows for separation between bedrooms depending on how the space is used. Two full bathrooms are located on the second level, with a half bath on the first floor.
The home includes central HVAC, public utilities, and block and stucco construction with a slab foundation. According to available records, the property is located in flood zone X. With all core systems installed in 2022 and consistent upkeep, the condition reflects a more recent construction baseline.
The Hidden Lake Reserve community includes gated access, a pool, dog park, sidewalks, and maintained common areas. The HOA fee is $280 per month and includes community pool access, maintenance grounds, pest control, and private road upkeep. The property includes a one car attached garage for covered parking and storage.
Located with access to SR 429, AdventHealth Apopka, and nearby shopping and dining, the property supports daily convenience and regional connectivity. For buyers comparing townhomes in Apopka built after 2020 with a loft, screened outdoor space, gated entry, and moderate HOA, this property offers a clear and measurable option.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Inside
- Year Built: 2022
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,633
- Acreage: 0.05
- Est. Taxes: $3,918
- HOA Fee: $280 Monthly
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave
- MLS#: O6380317
- Days on Market: 45 days
- Website: https://www.raveis.com
/prop/O6380317/381smugglersway_apopka_fl?source=qrflyer
Listing courtesy of MCGRAW REAL ESTATE SERVICES, L Phone: 407-399-4823
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
381 SMUGGLERS WAY, Apopka, FL, 32712
$327,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $261,600 | $261,600 | $261,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $327 | $327 | $327 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,611 | $1,652 | $2,172 |
| Total Monthly Payment | $2,012 | $2,053 | $2,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388