381 SMUGGLERS WAY, Apopka, FL, 32712 | $327,000

This 3 bedroom, 2. 5 bathroom townhouse in Hidden Lake Reserve offers 1, 633 square feet, a loft, screened patio, and a 1-car attached garage in a gated Apopka community. Built in 2022 by M/I Homes, the property gives buyers a newer construction option with the roof, HVAC, water heater, and appliances all installed in 2022.

The first floor is designed around an open kitchen, dining, and living area that supports everyday use without wasted space. The kitchen includes granite countertops, 42 inch upper cabinets, stainless steel appliances, and functional storage. Ceramic tile flooring runs throughout the main level for durability and easier upkeep.

Upstairs, all three bedrooms are positioned away from the main living area, along with a flexible loft that can serve as a second living space, office, media area, or hobby space. The primary suite includes a walk-in closet, and the bedroom layout allows for separation depending on how the home is used. Two full bathrooms are located upstairs, with a half bathroom on the first floor.

The screened rear patio extends the usable living area outdoors and provides a covered space for morning coffee, outdoor dining, or everyday relaxation. The home also includes central HVAC, public utilities, block and stucco construction, and a slab foundation. According to available records, the property is located in Flood Zone X.

Hidden Lake Reserve is a gated community with a pool, dog park, sidewalks, and maintained common areas. The HOA is $280 per month and includes community pool access, maintenance grounds, pest control, and private road upkeep. Buyers should verify all HOA fees, rules, leasing restrictions, and included services directly with the association.

The location offers access to SR 429, AdventHealth Apopka, and nearby shopping and dining. For buyers comparing Apopka townhomes built after 2020 with a loft, screened outdoor space, gated entry, and a moderate monthly HOA, this property offers a clear and measurable option.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2022
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,633
  • Acreage: 0.05
  • Est. Taxes: $3,918
  • HOA Fee: $280 Monthly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave
  • MLS#: O6380317
  • Days on Market: 101 days
  • Website: https://www.raveis.com
    /prop/O6380317/381smugglersway_apopka_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/4/2026 6:17:09 PM)

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381 SMUGGLERS WAY, Apopka, FL, 32712

$327,000

Barry Hickman

Sales Associate

William Raveis Real Estate

Phone: 617.216.1877

Barry.Hickman@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $261,600 $261,600 $261,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,567 $1,652 $2,172
Total Monthly Payment $1,968 $2,053 $2,573

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.