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Priced ready to sell. Waterfront Living at its core in Caribbean Isles Residential Cooperative, one of the most sought-after gated communities. This property presents great access to Tampa Bay. Charming 2-bedroom, 2-bath Canal front home with a HUGE Metal-roof covered Boat Lift that has a large deck to enjoy the outdoors and marine life. Watch Mantee's and Dolphin play under your dock. Perfect for the fisherman or just to enjoy a late evening boat ride to watch the sunset. This home is Furnished and ready to move into. Very nice front Screened Porch area. Large Carport and out-building that has the Washer and Dryer. Caribbean Isles is a Very Active 55+ resort style community. The Clubhouse has a full commercial Kitchen that is used year-round for community events. Caribbean Isles boasts gated access. Many amenities like Bocce Ball, Shuffleboard, Horseshoes and a Heated pool for the avid swimmer or for when the grandkids visit. The Clubhouse accommodates events like Dances, Bingo and other games. The annual Talent Show along with other live events like Comedians and plays. CI supports a large 10-acre storage area for your Boats or Travel Trailer or even the extra utility trailer. Prices range from $350 to $150 annually for your spot. This community is very Financially sound, since its inception they have never had a Special Assessment. If relaxed lifestyle living is for you please request your tour. This community is a great place to call HOME!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,135 | $1,197 | $1,620 |
| Total Monthly Payment | $1,357 | $1,419 | $1,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.