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Welcome to 14740 Shipwatch Trace, Unit 1940. Located in the highly desirable Shipwatch Trace community in beautiful IRB. This spacious single-level condo offers a fully furnished 3 bedrooms plus a pull out queen sofa, 2 full baths, an outside composite deck, and a private garage, making it ideal for full-time living, seasonal escapes, or hosting friends and family with ease. The amenities don't stop there- premiere clay tennis courts, pickleball, a yacht club, 2 pools, a marina where there is a boat slip available to purchase, and more are right at your fingertips. Best of all, the property is not in a hurricane zone (and has never been hit), yet you are only a 10 minute drive to the sugar-sand Gulf beaches. A scenic 15 minute drive along Gulf Boulevard brings you to world-famous Clearwater Beach. Travel is easy with Tampa International Airport (TPA) and St. Pete-Clearwater International Airport (PIE), both approximately 20-30 minutes away, making arrivals and departures quick and convenient. Did I mention the dining? From casual sports bars and pub fare to upscale waterfront dining known for chef-driven menus and locally sourced seafood. Why are the owners selling? They have loved every minute here, but it is time for them to downsize and simplify. Come see all this condo and community has, you will fall in love!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $489 | $489 | $489 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,877 | $2,011 | $2,711 |
| Total Monthly Payment | $2,441 | $2,575 | $3,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.