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Under contract-accepting backup offers. Waterfront Living at Its Best | Sailboat Access in Punta Gorda Isles
Experience the ultimate Southwest Florida boating lifestyle in this beautifully updated waterfront home, ideally located in the prestigious sailboat section of Punta Gorda Isles. Positioned on one of PGI’s most desirable streets, this property offers exceptional, no-bridge access—just 2 minutes to Charlotte Harbor and straight out to the Gulf of Mexico.
Set along 95 feet of city-maintained seawall, the home is a boater’s dream, featuring a brand-new 30’ dock and 13, 000 lb boat lift (2024)—perfect for spontaneous sunset cruises, island hopping to Cabbage Key and Boca Grande, or docking for waterfront dining at Fishermen’s Village, Laishley’s Crab House, and Riviera Grill.
Inside, over $200, 000 in recent upgrades create a move-in-ready coastal retreat. The thoughtfully redesigned interior showcases a completely remodeled kitchen and living area with modern finishes, new appliances, wine cooler, and expansive impact sliders that invite natural light and seamless indoor-outdoor living. New tile flooring throughout, fresh interior and exterior paint (2024), and a durable metal roof (2023) provide both style and peace of mind.
Additional improvements include new irrigation, lush landscaping, and a paver driveway enhancing curb appeal, along with the convenience of an inside laundry room. Tucked away on a quiet cul-de-sac, the location is unbeatable—walk or bike to the Punta Gorda Yacht Club, Gilchrist Park, downtown Punta Gorda, Fishermen’s Village, and local dining and shopping.
With no HOA and no rental restrictions, this home offers flexibility as a full-time residence, seasonal escape, or income-producing investment—all in one of Punta Gorda’s most coveted waterfront locations.
A rare opportunity to secure prime sailboat-access waterfront with major upgrades already completed. Schedule your private showing today.
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Our Executive Mortgage Banker:
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $460 | $460 | $460 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,759 | $2,912 | $3,884 |
| Total Monthly Payment | $3,311 | $3,464 | $4,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.