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This beautiful home should be showcased in Southern Living Magazine! Located on a quiet cul-de-sac in the desirable Gift Plantation community, this beautiful 5b house offers privacy, mature live oaks, and a peaceful natural setting. with a water view. A wraparound veranda & wide brick steps lead into the foyer, and on your right, the living area with wood-burning fireplace & built-ins. French doors to your left open to a flexible office or guest room. The custom kitchen sits in the center of the home opening to a spacious family sun room overlooking the private backyard. A recently rebuilt back deck extends the living space outdoors and connects to the two-car garage. The main floor primary suite includes a sitting area, walk-in closet, and French doors to the back gate. The en-suite bathroom includes a zero-entry 4' x 6' shower, twin vanities, a separate water closet, and a custom floor-to-ceiling linen closet. A formal dining room with large Palladian windows faces the Stono River. Upstairs are four additional bedrooms and a newly renovated full bathroom, providing ample space for family and guests. Gift Plantation amenities include a private pool and clubhouse, tennis and pickleball courts, nature trails, and boardwalks leading to a newly renovated boat dock and two small islands on the Stono River. Additional features include a new roof, newly encapsulated crawl space, hardwood floors throughout the first floor, stairs, upstairs hallway, and central upstairs bedroom, new carpet in three additional bedrooms, shiplap accents in the family room and laundry area, and high-end lighting and chandeliers throughout.
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Our Executive Mortgage Banker:
$1,145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $916,000 | $916,000 | $916,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.289% | 6.361% | 6.203% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,418 | $5,640 | $7,730 |
| Total Monthly Payment | $5,543 | $5,765 | $7,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.