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Seller dropped the purchase price to $619, 000. 00. 3 Bedroom, three bathroom home with Large office. This home is situated in a small boutique community that allows residents to be nude in the privacy of their backyards and also behind the walls of the clubhouse and pool area. Amenities include a fitness room, hot tub, heated pool with water volleyball, tennis/pickleball court. If you are focused on having an energy efficient home look no further. Seller says he pays $35. 00 a month for electric on average. Roof was replaced in December of 2023. Solar panels were installed in 2025. Pella high impact thermal windows have been installed around the house. Natural gas feeds the tankless water heater. House has a true metal safe room in the master closet. House is equipped with a Generac 20KW generator. No flood insurance is required. Owner has a flood elevation certificate. Private backyards have mature landscaping and a outdoor shower. Screened lanai houses the 3rd bathroom and a storage room. The house is a very popular floor plan. Entry through the double doors at the Foyer you see the grand living area with the primary bedroom on the right side of the home and the Den which has a window seat that faces the serene pond. The Den has crown molding high ceilings, a ceiling fan with light kit, pocket door, valiances, drapes and a gorgeous hardwood desk and bookshelf that will convey. The primary bedroom has a private ensuite with an extra-large walk-in closet, and a metal-safe room at the back of the closet. Bathroom as a private water closet, a double vanity, soaking tub, stain glass mural window for privacy, a separate stand-up shower and pocket door. Primary bedroom is 20 ft wide by 15 ft and has three windows to invite sunshine into the home. Plus, a glass door that leads to the lanai. Living room has high ceilings with crown molding, recessed lighting, hard wood floors, sliding glass doors that lead to the lanai. Kitchen has a brand-new range that has air fry capabilities and convection. Stainless LG refrigerator was replaced. Granite counter tops in the kitchen with breakfast bar faces the living room. There is a pantry in the kitchen and a breakfast nook. The Laundry room is conveniently located near the kitchen and garage. The utility room has a newer front-loading washer and dryer, a sink, and a door leading outside with a pet door. The garage has a retractable screen for days when you want ventilation while working in the garage. Two bedrooms are at the East side of the home, and they both have ceiling fans and light kit and updated luxury vinyl flooring. Guest bathroom has a tub with shower and pocket door. Landscapers are scheduled to come out soon to trim the trees, palms and hedges in February. This neighborhood is convenient for shopping, restaurants, within minutes of the Suncoast Expressway, I-75, and medical facilities, about 30 minutes from Tampa International Airport, and 45 minutes to the Gulf. The road leading into the subdivision is scheduled to be repaved beginning in September.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $478,400 | $478,400 | $478,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $431 | $431 | $431 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,865 | $2,985 | $3,941 |
| Total Monthly Payment | $3,388 | $3,508 | $4,464 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.