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Price improvement. Live the Florida golf course lifestyle in the highly sought-after 55+ community of Heritage Pines, where maintenance-free living, gated security, and resort-style amenities come together for everyday comfort and convenience. This light-filled home features an inviting, easy-flow layout enhanced by solar tubes that bring in abundant natural light throughout the living spaces. A welcoming front screened porch and double front doors create a warm first impression, while the comfortable interior is designed for both relaxing and entertaining. A new roof installed in 2021 adds valuable peace of mind. Enjoy indoor-outdoor living with an enclosed back lanai overlooking a peaceful yard, creating the perfect setting for morning coffee, entertaining guests, or unwinding year-round. The front screened porch offers an additional space to enjoy the Florida breeze and the community’s tranquil atmosphere. Residents of Heritage Pines enjoy access to a championship golf course, clubhouse, pool, fitness center, tennis, social activities, and a vibrant active adult lifestyle within a gated and guarded community. Conveniently located near shopping, dining, additional golf courses, waterfront parks, and the Suncoast Parkway for easy access to Tampa, St. Pete, area beaches, entertainment, and airports. Offering comfort, low-maintenance living, and desirable community amenities, this home is an excellent opportunity for a full-time residence or seasonal Florida retreat.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$244,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $195,200 | $195,200 | $195,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $129 | $129 | $129 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,169 | $1,218 | $1,608 |
| Total Monthly Payment | $1,373 | $1,422 | $1,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.